# Viettel Money vs OPES

The clearest difference is ratings volume: Viettel Money at 6.1K against OPES's 2. Viettel Money also leads on iOS requirement (13.0 vs 15.6). OPES's advantage is rating (5.0 vs 4.7). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPES holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Viettel Money has 6.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 38% of Viettel Money's written reviews are positive against 33% of OPES's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Viettel Money | OPES |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (6.1K ratings)](https://appshunter.io/ios/app/viettel-money/id1344204781/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/opes/id1440456586/reviews)** |
| Number of ratings | **6.1K** | 2 |
| Positive reviews | **38.5% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 658 MB | 172 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Viettel Telecom](https://appshunter.io/developer/365850426) | [OPES INSURANCE JOINT STOCK COMPANY](https://appshunter.io/developer/1440456585) |

## What reviewers say

### Viettel Money

[App page](https://appshunter.io/ios/app/viettel-money/id1344204781)

This digital finance ecosystem offers seamless payment, money transfer, and diverse financial services. Easily manage savings, apply for quick cash loans, and redeem free vouchers using your phone number as your account. It prioritizes high security for all transactions.

**Highlights:** QR code payments, Bill payments, Phone top-ups, Money transfers, Online savings, Cash loans, Voucher redemption

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast transactions
- 🚀 Quick and efficient app
- 🔒 Secure payment platform
- 💰 Free money transfers and deposits

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow and unresponsive at times
- 🔐 Overly complicated verification process
- 🚫 Restricted functionality for non-Viettel services

**Reported bugs**

- Login issues and account lockouts
- Failed money transfers and deposits
- Inaccurate transaction history and balances

**Requested features**

- Integrate with more banks and payment methods
- Add support for English language
- Improve in-app notifications and alerts
- Introduce biometric authentication options


### OPES

[App page](https://appshunter.io/ios/app/opes/id1440456586)

This app provides a leading online platform for purchasing and researching insurance products in Vietnam. It offers personalized services and comprehensive protection plans at affordable prices, delivering a unique and energetic user experience.

**Highlights:** Online insurance purchase, Telematics technology integration, Locate nearby traffic police, gas stations, parking, Promotions and reward points, Personalized services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Viettel Money free?

Viettel Money is free to download, with no in-app purchases.

### Is OPES free?

OPES is free to download, with no in-app purchases.

### Which has better reviews, Viettel Money or OPES?

OPES is rated higher. Viettel Money averages 4.7 out of 5 from 6.1K ratings, while OPES averages 5.0 from 2 ratings.

### Do Viettel Money or OPES have ads?

Neither Viettel Money nor OPES shows ads.

### Which is updated more often, Viettel Money or OPES?

Viettel Money ships an update fortnightly, and OPES fortnightly. Most recently, Viettel Money was updated on November 10, 2026 and OPES on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*