# Xtrm vs CX PayMe

The clearest difference is rating: CX PayMe at 5.0 against Xtrm's 4.6. CX PayMe also leads on update cadence (every 2 weeks vs every 2 months). Xtrm's advantage is ratings volume (76 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CX PayMe holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Xtrm has 76 ratings behind it against 3, so its average is the more settled of the two.

Xtrm ships an update every 2 months, CX PayMe every 2 weeks. The most recent releases landed on September 16, 2026 and August 12, 2026 respectively.

## The numbers

| Metric | Xtrm | CX PayMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (76 ratings)](https://appshunter.io/ios/app/xtrm/id1344706017/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cx-payme/id6475346775/reviews)** |
| Number of ratings | **76** | 3 |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 26 MB | 107 MB |
| Requires iOS | **15.0** | 15.5.2 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [XTRM Inc](https://appshunter.io/developer/1344706016) | [CX Pay B.V.](https://appshunter.io/developer/1724004101) |

## What reviewers say

### Xtrm

[App page](https://appshunter.io/ios/app/xtrm/id1344706017)

A secure and convenient mobile app for global fund management. It allows users to send, receive, and access money worldwide in any currency, with options for currency exchange and direct bank transfers. Businesses can also integrate its payment technology into their own solutions.

**Highlights:** Global fund reception and sending, Multi-currency support, Currency exchange, Direct bank transfers, Payment platform API integration, Digital wallet architecture, Multiple payment options (ACH, Wire, Cards, Gift Cards)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CX PayMe

[App page](https://appshunter.io/ios/app/cx-payme/id6475346775)

This e-wallet app simplifies financial transactions with real-time processing, robust security, and an intuitive interface. It allows for easy bill payments, scheduled transactions, and provides instant alerts and a detailed transaction history.

**Highlights:** Real-time transactions, Advanced security measures, User-friendly interface, Easy bill payments, Scheduled payments, Instant notifications, Transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Xtrm free?

Xtrm is free to download, with no in-app purchases.

### Is CX PayMe free?

CX PayMe is free to download, with no in-app purchases.

### Which has better reviews, Xtrm or CX PayMe?

CX PayMe is rated higher. Xtrm averages 4.6 out of 5 from 76 ratings, while CX PayMe averages 5.0 from 3 ratings.

### Do Xtrm or CX PayMe have ads?

Neither Xtrm nor CX PayMe shows ads.

### Which is updated more often, Xtrm or CX PayMe?

Xtrm ships an update every 2 months, and CX PayMe every 2 weeks. Most recently, Xtrm was updated on September 16, 2026 and CX PayMe on August 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*