# HSBC US vs Panda Remit

HSBC US and Panda Remit both sit at 4.7 stars, but that hides the real split: 77% of Panda Remit's written reviews are positive against 39% of HSBC US's. Panda Remit also leads on update cadence (every 10 days vs every 2 months) and iOS requirement (15.0 vs 17.0). HSBC US's advantage is monetization model (free vs free with in-app purchases) and ratings volume (50K vs 11K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for HSBC US against 4.7 for Panda Remit. Both are backed by a comparable volume of ratings — 50K and 11K respectively. Written reviews are what separate them: 39% of HSBC US's written reviews are positive against 77% of Panda Remit's.

HSBC US ships an update every 2 months, Panda Remit every 10 days. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | HSBC US | Panda Remit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (50K ratings)](https://appshunter.io/ios/app/hsbc-us/id1344750175/reviews) | **[4.7 (11K ratings)](https://appshunter.io/ios/app/panda-remit/id1446518392/reviews)** |
| Number of ratings | **50K** | 11K |
| Positive reviews | 38.8% of reviews | **76.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 608 MB | 152 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) | [WO TRANSFER (HK) LIMITED](https://appshunter.io/developer/1554789830) |

## What reviewers say

### HSBC US

[App page](https://appshunter.io/ios/app/hsbc-us/id1344750175)

Manage your finances on the go with this mobile banking app. Monitor accounts, transfer funds, pay bills, and deposit checks. Access customer support and enhanced security features for a convenient banking experience.

**Highlights:** Monitor account balances and activity, Transfer funds domestically and internationally, Pay bills to U.S. payees, Deposit checks via photo, View and download statements, Open a multi-currency Global Money Account, Real-time payments to contacts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🌎 Global transfer
- ✨ Use smoothly
- 📤 Paying in a cheque is very easy electronically
- 📤 Check deposit
- 🏃‍♀️ Simple app to use especially on the move

**What reviewers complain about**

- 🐛 POOR check deposit software
- 🐛 Unable to deposit checks through the app
- 🐛 Persistent bug depositing checks
- 🔒 Secure Device activation does not work
- 🐛 Bugs remain despite raising with customer services

**Reported bugs**

- Check deposit camera issues
- Inability to see pending transactions
- Lack of functionality to lock/freeze debit card
- Inconsistent transaction history display
- Difficulty in setting up secure device activation

**Requested features**

- Pending mobile deposits visibility
- Apple Watch balance sneak peak
- Pay HSBC credit card from external bank account


### Panda Remit

[App page](https://appshunter.io/ios/app/panda-remit/id1446518392)

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

**Highlights:** Global remittances in 50+ countries, Receive money via banks and e-wallets, Supports small & large amount transfers, Tuition payment for overseas students, Real-time order status tracking, Competitive exchange rates, Fast transfer speeds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 Convenient and user-friendly
- 💰 Competitive exchange rates
- 💳 Multiple payment options

**What reviewers complain about**

- 🐛 Occasional technical issues
- ⏱️ Slow transaction times for some users
- 🤖 Inconsistent customer service
- 💰 High fees for some transactions

**Reported bugs**

- Login and verification problems
- Incomplete or delayed transactions
- Compatibility issues with certain devices

**Requested features**

- Expand supported currencies
- Improve in-app notifications
- Provide more transparency on exchange rates
- Enhance mobile app experience


## Frequently asked questions

### Is HSBC US free?

HSBC US is free to download, with no in-app purchases.

### Is Panda Remit free?

Panda Remit is free to download, with no in-app purchases.

### Which has better reviews, HSBC US or Panda Remit?

Panda Remit is rated higher. HSBC US averages 4.7 out of 5 from 50K ratings, while Panda Remit averages 4.7 from 11K ratings.

### Do HSBC US or Panda Remit have ads?

Neither HSBC US nor Panda Remit shows ads.

### Which is updated more often, HSBC US or Panda Remit?

HSBC US ships an update every 2 months, and Panda Remit every 10 days. Most recently, HSBC US was updated on October 26, 2026 and Panda Remit on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*