# HSBC US vs MyJTC

The clearest difference is iOS requirement: MyJTC at 15.1 against HSBC US's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC US ships an update every 2 months, MyJTC every 6 weeks. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | HSBC US | MyJTC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (50K ratings)](https://appshunter.io/ios/app/hsbc-us/id1344750175/reviews)** | — |
| Number of ratings | **50K** | — |
| Positive reviews | 38.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 608 MB | 43 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) | [JTC GROUP LTD](https://appshunter.io/developer/1470237220) |

## What reviewers say

### HSBC US

[App page](https://appshunter.io/ios/app/hsbc-us/id1344750175)

Manage your finances on the go with this mobile banking app. Monitor accounts, transfer funds, pay bills, and deposit checks. Access customer support and enhanced security features for a convenient banking experience.

**Highlights:** Monitor account balances and activity, Transfer funds domestically and internationally, Pay bills to U.S. payees, Deposit checks via photo, View and download statements, Open a multi-currency Global Money Account, Real-time payments to contacts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🌎 Global transfer
- ✨ Use smoothly
- 📤 Paying in a cheque is very easy electronically
- 📤 Check deposit
- 🏃‍♀️ Simple app to use especially on the move

**What reviewers complain about**

- 🐛 POOR check deposit software
- 🐛 Unable to deposit checks through the app
- 🐛 Persistent bug depositing checks
- 🔒 Secure Device activation does not work
- 🐛 Bugs remain despite raising with customer services

**Reported bugs**

- Check deposit camera issues
- Inability to see pending transactions
- Lack of functionality to lock/freeze debit card
- Inconsistent transaction history display
- Difficulty in setting up secure device activation

**Requested features**

- Pending mobile deposits visibility
- Apple Watch balance sneak peak
- Pay HSBC credit card from external bank account


### MyJTC

[App page](https://appshunter.io/ios/app/myjtc/id6449187740)

**In-app purchases:** none


## Frequently asked questions

### Is HSBC US free?

HSBC US is free to download, with no in-app purchases.

### Is MyJTC free?

MyJTC is free to download, with no in-app purchases.

### Do HSBC US or MyJTC have ads?

Neither HSBC US nor MyJTC shows ads.

### Which is updated more often, HSBC US or MyJTC?

HSBC US ships an update every 2 months, and MyJTC every 6 weeks. Most recently, HSBC US was updated on October 27, 2026 and MyJTC on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*