# BHCCU vs HCSB App

BHCCU and HCSB App both sit at 4.8 stars, but that hides the real split: 100% of HCSB App's written reviews are positive against 61% of BHCCU's. BHCCU's advantage is ratings volume (4.4K vs 373). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BHCCU against 4.9 for HCSB App. That said, the two scores are not equally well evidenced: BHCCU has 4.4K ratings behind it against 373, so its average is the more settled of the two. Written reviews are what separate them: 61% of BHCCU's written reviews are positive against 100% of HCSB App's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BHCCU | HCSB App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.4K ratings)](https://appshunter.io/ios/app/bhccu/id1345751358/reviews) | **[4.9 (373 ratings)](https://appshunter.io/ios/app/hcsb-app/id1517704253/reviews)** |
| Number of ratings | **4.4K** | 373 |
| Positive reviews | 61.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 196 MB | 198 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Blackhawk Community CU](https://appshunter.io/developer/583179124) | [Hardin County Savings Bank](https://appshunter.io/developer/439678485) |

## What reviewers say

### BHCCU

[App page](https://appshunter.io/ios/app/bhccu/id1345751358)

Manage all your financial accounts from different institutions in one place. Organize transactions, set alerts, make payments, and transfer funds easily. Features include mobile check deposit, card management, and budgeting tools.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Budgeting tools

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 🚀 Smooth and easy to use
- 🤝 Great customer service
- 💯 Awesome service and great community

**What reviewers complain about**

- 🐛 App always down or needs update
- 🐛 Can't get into the app due to errors
- 🐛 Remote deposit issues
- 🔒 Tedious passcode requirements
- 🔍 Clunky interface compared to previous app

**Reported bugs**

- App doesn't recognize password
- Can't transfer money between accounts
- Transactions not showing up in the app
- Older iOS versions not supported

**Requested features**

- View statements in the app
- Increase payment/transfer limits
- Add Zelle integration
- Provide transaction notifications


### HCSB App

[App page](https://appshunter.io/ios/app/hcsb-app/id1517704253)

Manage your finances with this secure and fast personal financial advocate. Organize transactions, set up alerts, make payments, and transfer money. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BHCCU free?

BHCCU is free to download, with no in-app purchases.

### Is HCSB App free?

HCSB App is free to download, with no in-app purchases.

### Which has better reviews, BHCCU or HCSB App?

HCSB App is rated higher. BHCCU averages 4.8 out of 5 from 4.4K ratings, while HCSB App averages 4.9 from 373 ratings.

### Do BHCCU or HCSB App have ads?

Neither BHCCU nor HCSB App shows ads.

### Which is updated more often, BHCCU or HCSB App?

BHCCU ships an update monthly, and HCSB App monthly. Most recently, BHCCU was updated on October 17, 2026 and HCSB App on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*