# CBS Personal Mobile App vs Lista PH

The clearest difference is rating: Lista PH at 4.0 against CBS Personal Mobile App's 1.3. Lista PH also leads on update cadence (every 2 weeks vs every 4 months). CBS Personal Mobile App's advantage is in-app purchases (none vs 38) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Lista PH sells 36 one-off in-app purchases. CBS Personal Mobile App asks for nothing beyond the download.

Lista PH holds the better App Store score, 4.0 against 1.3. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

CBS Personal Mobile App ships an update every 4 months, Lista PH every 2 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | CBS Personal Mobile App | Lista PH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (12 ratings)](https://appshunter.io/ios/app/cbs-personal-mobile-app/id1345899975/reviews) | **[4.0 (3 ratings)](https://appshunter.io/ios/app/lista-ph/id1580527951/reviews)** |
| Number of ratings | **12** | 3 |
| Positive reviews | 4.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 87 MB | 81 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China Bank Savings, Inc.](https://appshunter.io/developer/1345899974) | [Lista Technologies Pte. Ltd.](https://appshunter.io/developer/1580527953) |

## What reviewers say

### CBS Personal Mobile App

[App page](https://appshunter.io/ios/app/cbs-personal-mobile-app/id1345899975)

Manage your finances on the go with this mobile banking application. Perform balance inquiries, pay bills, transfer funds, and view transaction history. It offers convenient features like one-click transfers and ATM card management.

**Highlights:** Balance Inquiry, Bills Payment, Funds Transfer, Transaction History, ATM Card PIN Request, Account Management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lista PH

[App page](https://appshunter.io/ios/app/lista-ph/id1580527951)

This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.

**Highlights:** Expense tracking, Budgeting tools, Credit score check, Financial product marketplace, Document templates, Payment reminders, Multiple profile management

**In-app purchases (36)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Virtual Assistant Contract | $0.99 | one-time |
| Car Rental Contract | $0.99 | one-time |
| Contract of Lease Document | $0.99 | one-time |
| Loan Agreement Document | $0.99 | one-time |
| Credit Card Payment Overdue | $0.99 | one-time |
| Legal Document Request | $0.99 | one-time |
| 1 CIBI Credit Score Request | $0.99 | one-time |
| 1 Transunion Credit Score | $0.99 | one-time |
| 1 Credit Score (New Users) | $0.99 | one-time |
| 1 Transunion CS 50% off | $0.99 | one-time |
| PHP 49 Credit Score | $0.99 | one-time |
| 1 Lenderlink Request | $1.99 | one-time |
| Debt Repayment Plan Discounted | $1.99 | one-time |
| CIBI + TransUnion Discount | $1.99 | one-time |
| Budget Plan Discounted | $1.99 | one-time |
| CIBI + Debt Repayment Discounted | $1.99 | one-time |
| TU + Debt Repayment Discount | $1.99 | one-time |
| 1 CIBI Credit Score Request | $1.99 | one-time |
| 1 CIBI Advance Tier Zero Score | $1.99 | one-time |
| 1 CIBI Credit Score 50% off | $1.99 | one-time |
| 1 CIBI Credit Score Request | $2.99 | one-time |
| 1 CIBI Advance Tier Repurchase | $2.99 | one-time |
| 1 Transunion Discounted Pull | $3.99 | one-time |
| 1 CIBI Advance Tier Request | $3.99 | one-time |
| 1 TransUnion + 1 Finn Analysis | $5.99 | one-time |
| 1 CIBI + 1 Finn Analysis | $5.99 | one-time |
| CIBI + AI Budget Plan Bundle | $5.99 | one-time |
| 1 TransUnion Credit Score | $7.99 | one-time |
| TransUnion + AI Budget Plan Bundle | $9.99 | one-time |
| 1 Transunion Credit Score | $9.99 | one-time |
| CIBI + Debt Free Bundle | $14.99 | one-time |
| TransUnion + Debt Free Bundle | $14.99 | one-time |
| AI Debt Repayment Plan | $14.99 | one-time |
| CIBI 1 and TU 1 Bundle | $14.99 | one-time |
| 6 TransUnion Request | $39.99 | one-time |
| 1 Telco Score Request | $99.99 | one-time |


## Frequently asked questions

### Is CBS Personal Mobile App free?

CBS Personal Mobile App is free to download, with no in-app purchases.

### Is Lista PH free?

Lista PH is free to download, with in-app purchases available.

### Which has better reviews, CBS Personal Mobile App or Lista PH?

Lista PH is rated higher. CBS Personal Mobile App averages 1.3 out of 5 from 12 ratings, while Lista PH averages 4.0 from 3 ratings.

### Do CBS Personal Mobile App or Lista PH have ads?

Lista PH shows ads; CBS Personal Mobile App does not.

### Which is updated more often, CBS Personal Mobile App or Lista PH?

CBS Personal Mobile App ships an update every 4 months, and Lista PH every 2 weeks. Most recently, CBS Personal Mobile App was updated on October 24, 2026 and Lista PH on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*