# My MSB vs SBS Banking

My MSB and SBS Banking both sit at 4.8 stars, but that hides the real split: 50% of My MSB's written reviews are positive against 0% of SBS Banking's. My MSB also leads on monetization model (free vs ad-supported). SBS Banking's advantage is ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for My MSB against 4.9 for SBS Banking. Both are backed by a comparable volume of ratings — 163 and 140 respectively. Written reviews are what separate them: 50% of My MSB's written reviews are positive against 0% of SBS Banking's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 2, 2026.

## The numbers

| Metric | My MSB | SBS Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (163 ratings)](https://appshunter.io/ios/app/my-msb/id1346156974/reviews) | **[4.9 (140 ratings)](https://appshunter.io/ios/app/sbs-banking/id1364046603/reviews)** |
| Number of ratings | **163** | 140 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 153 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [The Miners State Bank](https://appshunter.io/developer/1346156973) | [State Bank Spencer](https://appshunter.io/developer/1123701481) |

## What reviewers say

### My MSB

[App page](https://appshunter.io/ios/app/my-msb/id1346156974)

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security with 4-digit passcode

**Features:** Apple Wallet

**In-app purchases:** none


### SBS Banking

[App page](https://appshunter.io/ios/app/sbs-banking/id1364046603)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and secure your account with biometric login.

**Highlights:** Account aggregation, Transaction organization, Customizable alerts, Bill and person payments, Mobile check deposit, Debit card management, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is My MSB free?

My MSB is free to download, with no in-app purchases.

### Is SBS Banking free?

SBS Banking is free to download, with no in-app purchases.

### Which has better reviews, My MSB or SBS Banking?

SBS Banking is rated higher. My MSB averages 4.8 out of 5 from 163 ratings, while SBS Banking averages 4.9 from 140 ratings.

### Do My MSB or SBS Banking have ads?

My MSB shows ads; SBS Banking does not.

### Which is updated more often, My MSB or SBS Banking?

My MSB ships an update monthly, and SBS Banking monthly. Most recently, My MSB was updated on November 2, 2026 and SBS Banking on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*