# UPI Merchant vs Mpayz

The clearest difference is update cadence: Mpayz at weekly against UPI Merchant's every 3 months. UPI Merchant's advantage is iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPI Merchant ships an update every 3 months, Mpayz weekly. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | UPI Merchant | Mpayz |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Size | 13 MB | 31 MB |
| Requires iOS | **9.0** | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [UnionPay International Co., Ltd.](https://appshunter.io/developer/928808798) | [Epigwaitt Solutions LLC](https://appshunter.io/developer/1784403153) |

## What reviewers say

### UPI Merchant

[App page](https://appshunter.io/ios/app/upi-merchant/id1346469843)

**Features:** macOS Compatibility

**In-app purchases:** none


### Mpayz

[App page](https://appshunter.io/ios/app/mpayz/id6739239682)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UPI Merchant free?

UPI Merchant is free to download, with no in-app purchases.

### Is Mpayz free?

Mpayz is free to download, with no in-app purchases.

### Do UPI Merchant or Mpayz have ads?

Neither UPI Merchant nor Mpayz shows ads.

### Which is updated more often, UPI Merchant or Mpayz?

UPI Merchant ships an update every 3 months, and Mpayz weekly. Most recently, UPI Merchant was updated on November 2, 2026 and Mpayz on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*