# BFCU Credit vs Payarc TouchPay

The clearest difference is update cadence: Payarc TouchPay at every 2 months against BFCU Credit's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BFCU Credit ships an update every 3 months, Payarc TouchPay every 2 months. The most recent releases landed on October 25, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | BFCU Credit | Payarc TouchPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Size | 40 MB | 51 MB |
| Requires iOS | **15.0** | 16.9 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [BlackhFCU](https://appshunter.io/developer/1346794544) | [PAYARC LLC](https://appshunter.io/developer/1544074671) |

## What reviewers say

### BFCU Credit

[App page](https://appshunter.io/ios/app/bfcu-credit/id1346794545)

**Features:** macOS Compatibility

**In-app purchases:** none


### Payarc TouchPay

[App page](https://appshunter.io/ios/app/payarc-touchpay/id6756000664)

**In-app purchases:** none


## Frequently asked questions

### Is BFCU Credit free?

BFCU Credit is free to download, with no in-app purchases.

### Is Payarc TouchPay free?

Payarc TouchPay is free to download, with no in-app purchases.

### Do BFCU Credit or Payarc TouchPay have ads?

Neither BFCU Credit nor Payarc TouchPay shows ads.

### Which is updated more often, BFCU Credit or Payarc TouchPay?

BFCU Credit ships an update every 3 months, and Payarc TouchPay every 2 months. Most recently, BFCU Credit was updated on October 25, 2026 and Payarc TouchPay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*