# ZAPAY vs SocPay

The clearest difference is update cadence: ZAPAY at every 3 weeks against SocPay's every 10 months. ZAPAY also leads on review sentiment (37% vs 25%) and iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZAPAY ships an update every 3 weeks, SocPay every 10 months. The most recent releases landed on September 9, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | ZAPAY | SocPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (1 ratings)](https://appshunter.io/ios/app/socpay/id1599336084/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **36.8% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 10 months |
| Monetization | Free | Free |
| Size | 50 MB | 33 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [NOVATEC](https://appshunter.io/developer/1241503503) | [Banque SOCREDO](https://appshunter.io/developer/396059831) |

## What reviewers say

### ZAPAY

[App page](https://appshunter.io/ios/app/zapay/id1347167333)

Easily manage and pay all your bills, including utilities and rent, in just a few clicks. Choose your preferred payment method from credit card, electronic TIP (SEPA), or cash at select retailers.

**Highlights:** Bill management, Multiple payment options, Credit card payments, Electronic TIP (SEPA), Cash payments at retailers

**Features:** macOS Compatibility

**In-app purchases:** none


### SocPay

[App page](https://appshunter.io/ios/app/socpay/id1599336084)

This app allows you to link your SOCREDO private cards and make secure QR code payments with affiliated merchants. Track your mobile payment history within the application for easy management.

**Highlights:** Link SOCREDO private cards, QR code payments, Affiliated merchant payments, Payment history tracking, Secure mobile transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ZAPAY free?

ZAPAY is free to download, with no in-app purchases.

### Is SocPay free?

SocPay is free to download, with no in-app purchases.

### Do ZAPAY or SocPay have ads?

Neither ZAPAY nor SocPay shows ads.

### Which is updated more often, ZAPAY or SocPay?

ZAPAY ships an update every 3 weeks, and SocPay every 10 months. Most recently, ZAPAY was updated on September 9, 2026 and SocPay on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*