# ZAPAY vs Pay

The clearest difference is update cadence: ZAPAY at every 3 weeks against Pay's every 2 months. ZAPAY also leads on iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZAPAY ships an update every 3 weeks, Pay every 2 months. The most recent releases landed on October 10, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | ZAPAY | Pay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 36.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 50 MB | 16 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NOVATEC](https://appshunter.io/developer/1241503503) | [VIALINK](https://appshunter.io/developer/471854911) |

## What reviewers say

### ZAPAY

[App page](https://appshunter.io/ios/app/zapay/id1347167333)

Easily manage and pay all your bills, including utilities and rent, in just a few clicks. Choose your preferred payment method from credit card, electronic TIP (SEPA), or cash at select retailers.

**Highlights:** Bill management, Multiple payment options, Credit card payments, Electronic TIP (SEPA), Cash payments at retailers

**Features:** macOS Compatibility

**In-app purchases:** none


### Pay

[App page](https://appshunter.io/ios/app/pay-later/id1633674004)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ZAPAY free?

ZAPAY is free to download, with no in-app purchases.

### Is Pay free?

Pay is free to download, with no in-app purchases.

### Do ZAPAY or Pay have ads?

Neither ZAPAY nor Pay shows ads.

### Which is updated more often, ZAPAY or Pay?

ZAPAY ships an update every 3 weeks, and Pay every 2 months. Most recently, ZAPAY was updated on October 10, 2026 and Pay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*