# ZAPAY vs VIGIE fi

The clearest difference is review sentiment: VIGIE fi at 100% against ZAPAY's 37%. VIGIE fi also leads on update cadence (every 3 days vs every 3 weeks). ZAPAY's advantage is in-app purchases (none vs 1) and iOS requirement (11.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. VIGIE fi sells 1 one-off in-app purchase. ZAPAY asks for nothing beyond the download.

ZAPAY ships an update every 3 weeks, VIGIE fi every 3 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | ZAPAY | VIGIE fi |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 36.8% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 50 MB | 11 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NOVATEC](https://appshunter.io/developer/1241503503) | [lionel pastour](https://appshunter.io/developer/6785112071) |

## What reviewers say

### ZAPAY

[App page](https://appshunter.io/ios/app/zapay/id1347167333)

Easily manage and pay all your bills, including utilities and rent, in just a few clicks. Choose your preferred payment method from credit card, electronic TIP (SEPA), or cash at select retailers.

**Highlights:** Bill management, Multiple payment options, Credit card payments, Electronic TIP (SEPA), Cash payments at retailers

**Features:** macOS Compatibility

**In-app purchases:** none


### VIGIE fi

[App page](https://appshunter.io/ios/app/vigie-fi/id6792948849)

Manage your finances offline and privately. Track budgets, accounts, credits, and net worth without connecting to your bank or sending data online. All information stays securely on your device.

**Highlights:** 100% offline and private, Budget and account tracking, Credit and net worth monitoring, Manual entry or PDF statement import, Secure PIN, password, or biometric unlock, AES-256 encrypted backups

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIGIE fi Premium | $34.99 | one-time |


## Frequently asked questions

### Is ZAPAY free?

ZAPAY is free to download, with no in-app purchases.

### Is VIGIE fi free?

VIGIE fi is free to download, with in-app purchases available.

### Do ZAPAY or VIGIE fi have ads?

Neither ZAPAY nor VIGIE fi shows ads.

### Which is updated more often, ZAPAY or VIGIE fi?

ZAPAY ships an update every 3 weeks, and VIGIE fi every 3 days. Most recently, ZAPAY was updated on November 2, 2026 and VIGIE fi on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*