# ZAPAY vs JLB Paye

The clearest difference is iOS requirement: ZAPAY at 11.0 against JLB Paye's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZAPAY ships an update every 3 weeks, JLB Paye fortnightly. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | ZAPAY | JLB Paye |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 36.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 50 MB | 15 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NOVATEC](https://appshunter.io/developer/1241503503) | [Francois LANKAR](https://appshunter.io/developer/6794888229) |

## What reviewers say

### ZAPAY

[App page](https://appshunter.io/ios/app/zapay/id1347167333)

Easily manage and pay all your bills, including utilities and rent, in just a few clicks. Choose your preferred payment method from credit card, electronic TIP (SEPA), or cash at select retailers.

**Highlights:** Bill management, Multiple payment options, Credit card payments, Electronic TIP (SEPA), Cash payments at retailers

**Features:** macOS Compatibility

**In-app purchases:** none


### JLB Paye

[App page](https://appshunter.io/ios/app/jlb-paye/id6794894794)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ZAPAY free?

ZAPAY is free to download, with no in-app purchases.

### Is JLB Paye free?

JLB Paye is free to download, with no in-app purchases.

### Do ZAPAY or JLB Paye have ads?

Neither ZAPAY nor JLB Paye shows ads.

### Which is updated more often, ZAPAY or JLB Paye?

ZAPAY ships an update every 3 weeks, and JLB Paye fortnightly. Most recently, ZAPAY was updated on October 29, 2026 and JLB Paye on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*