# First Help Financial vs ExpensePal

The clearest difference is in-app purchases: First Help Financial at none against ExpensePal's 3. First Help Financial also leads on update cadence (every 2 months vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. ExpensePal sells 3 in-app purchases, starting at $9.99 per month. First Help Financial asks for nothing beyond the download.

First Help Financial ships an update every 2 months, ExpensePal every 6 months. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | First Help Financial | ExpensePal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (87 ratings)](https://appshunter.io/ios/app/first-help-financial/id1348601768/reviews)** | — |
| Number of ratings | **87** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Free | — |
| Size | 47 MB | 59 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [First Help Financial, LLC](https://appshunter.io/developer/1348601767) | [MGS 622 Studios](https://appshunter.io/developer/1886978341) |

## What reviewers say

### First Help Financial

[App page](https://appshunter.io/ios/app/first-help-financial/id1348601768)

Manage your car payments conveniently with this finance app. Schedule payments in real-time, view your payment history, and communicate directly with your lender. It offers a fast, easy, and free way to handle your auto loan.

**Highlights:** Schedule car payments, Real-time payment processing, View payment history, Chat with lender, Fast and easy to use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ExpensePal

[App page](https://appshunter.io/ios/app/expensepal-expense-tracker/id6760950685)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Pal Pro — Monthly | $9.99 | per month |
| Expense Pal Pro — Yearly | $89.99 | per year |
| Expense Pal Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is First Help Financial free?

First Help Financial is free to download, with no in-app purchases.

### Is ExpensePal free?

ExpensePal is free to download, with in-app purchases available.

### Do First Help Financial or ExpensePal have ads?

Neither First Help Financial nor ExpensePal shows ads.

### Which is updated more often, First Help Financial or ExpensePal?

First Help Financial ships an update every 2 months, and ExpensePal every 6 months. Most recently, First Help Financial was updated on September 19, 2026 and ExpensePal on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*