# Pay Chart vs nPin

The clearest difference is ads: nPin at none against Pay Chart's shown. nPin also leads on update cadence (every 4 weeks vs every 4 months) and iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Pay Chart sells 1 one-off in-app purchase and nPin sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Pay Chart ships an update every 4 months, nPin every 4 weeks. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Pay Chart | nPin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/npin/id1587705717/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 4 weeks** |
| Monetization | — | Free |
| Size | 18 MB | 5 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [NUTRACTOR](https://appshunter.io/developer/305620719) | [Hamza Nizameddin](https://appshunter.io/developer/1581974400) |

## What reviewers say

### Pay Chart

[App page](https://appshunter.io/ios/app/pay-chart/id1349002125)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ad | $4.99 | one-time |


### nPin

[App page](https://appshunter.io/ios/app/npin/id1587705717)

Securely store and access your credit card PINs using only the last four digits of your card. Protect sensitive information with passcode and FaceID authentication. Organize multiple cards for convenient and secure access.

**Highlights:** Store PINs with last four digits, Scan card numbers with camera, Passcode and FaceID protection, Organize multiple credit cards, Enhanced data security

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $2.99 | one-time |


## Frequently asked questions

### Is Pay Chart free?

Pay Chart is free to download, with in-app purchases available.

### Is nPin free?

nPin is free to download, with in-app purchases available.

### Do Pay Chart or nPin have ads?

Pay Chart shows ads; nPin does not.

### Which is updated more often, Pay Chart or nPin?

Pay Chart ships an update every 4 months, and nPin every 4 weeks. Most recently, Pay Chart was updated on October 4, 2026 and nPin on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*