# Pay Chart vs Handy Expense Tracker

The clearest difference is ads: Handy Expense Tracker at none against Pay Chart's shown. Handy Expense Tracker also leads on update cadence (every 6 weeks vs every 4 months) and iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Pay Chart sells 1 one-off in-app purchase and Handy Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Pay Chart ships an update every 4 months, Handy Expense Tracker every 6 weeks. Both last shipped on October 4, 2026.

## The numbers

| Metric | Pay Chart | Handy Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/handy-expense-tracker/id1611478793/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 18 MB | 6 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [NUTRACTOR](https://appshunter.io/developer/305620719) | [国相 鲁](https://appshunter.io/developer/1588676730) |

## What reviewers say

### Pay Chart

[App page](https://appshunter.io/ios/app/pay-chart/id1349002125)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ad | $4.99 | one-time |


### Handy Expense Tracker

[App page](https://appshunter.io/ios/app/handy-expense-tracker/id1611478793)

This app helps you manage your personal finances by tracking daily income and expenses, allowing you to attach receipt images. It offers secure data protection with FaceID/TouchID and supports multi-currency bookkeeping with detailed analysis and reporting.

**Highlights:** Record income and expenses, Attach receipt and invoice images, Secure data with FaceID/TouchID, Automatic data extraction from images, Multi-currency support, Detailed financial analysis and charts, Data import/export via CSV

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unrestricted version upgrade | $5.99 | one-time |


## Frequently asked questions

### Is Pay Chart free?

Pay Chart is free to download, with in-app purchases available.

### Is Handy Expense Tracker free?

Handy Expense Tracker is free to download, with in-app purchases available.

### Do Pay Chart or Handy Expense Tracker have ads?

Pay Chart shows ads; Handy Expense Tracker does not.

### Which is updated more often, Pay Chart or Handy Expense Tracker?

Pay Chart ships an update every 4 months, and Handy Expense Tracker every 6 weeks. Most recently, Pay Chart was updated on October 4, 2026 and Handy Expense Tracker on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*