# Pay Chart vs CentSage

The clearest difference is in-app purchases: CentSage at none against Pay Chart's 1. CentSage also leads on ads (none vs shown) and update cadence (every 2 days vs every 4 months). Pay Chart's advantage is device support (3 vs 1). On price there is nothing between them.

Both are free to download. Pay Chart sells 1 one-off in-app purchase. CentSage asks for nothing beyond the download.

Pay Chart ships an update every 4 months, CentSage every 2 days. The most recent releases landed on September 17, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Pay Chart | CentSage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/centsage/id6468291913/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 days** |
| Monetization | — | Free |
| Size | 18 MB | 9 MB |
| Requires iOS | 26.0 | **18.6** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NUTRACTOR](https://appshunter.io/developer/305620719) | [Christopher Endress](https://appshunter.io/developer/1707689215) |

## What reviewers say

### Pay Chart

[App page](https://appshunter.io/ios/app/pay-chart/id1349002125)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ad | $4.99 | one-time |


### CentSage

[App page](https://appshunter.io/ios/app/centsage/id6468291913)

Manage your money with a straightforward budgeting and spending tracker. Log everyday expenses, create budgets by category, and review your financial patterns through simple reports. This app focuses on manual tracking for privacy and ease of use.

**Highlights:** Quick budget tracking by category, Fast manual spending entry, Manual transaction logging (income/expenses), Monthly financial overview, Spending reports for pattern analysis, No bank linking required, Privacy-focused local data storage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay Chart free?

Pay Chart is free to download, with in-app purchases available.

### Is CentSage free?

CentSage is free to download, with no in-app purchases.

### Do Pay Chart or CentSage have ads?

Pay Chart shows ads; CentSage does not.

### Which is updated more often, Pay Chart or CentSage?

Pay Chart ships an update every 4 months, and CentSage every 2 days. Most recently, Pay Chart was updated on September 17, 2026 and CentSage on June 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*