# Pay Chart vs Sparrow Budgeting

The clearest difference is ads: Sparrow Budgeting at none against Pay Chart's shown. Sparrow Budgeting also leads on iOS requirement (18.0 vs 26.0). Pay Chart's advantage is device support (3 vs 1). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Pay Chart sells 1 one-off in-app purchase and Sparrow Budgeting sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Pay Chart ships an update every 4 months, Sparrow Budgeting every 5 months. The most recent releases landed on November 2, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Pay Chart | Sparrow Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 5 months |
| Size | 18 MB | 7 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NUTRACTOR](https://appshunter.io/developer/305620719) | [Julian Fieri-De Vita](https://appshunter.io/developer/1857742800) |

## What reviewers say

### Pay Chart

[App page](https://appshunter.io/ios/app/pay-chart/id1349002125)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ad | $4.99 | one-time |


### Sparrow Budgeting

[App page](https://appshunter.io/ios/app/sparrow-budgeting/id6755971799)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Subscription - Monthly | $1.99 | per month |
| Premium Subscription - Yearly | $19.99 | per year |
| Lifetime Premium Subscription | $49.99 | one-time |


## Frequently asked questions

### Is Pay Chart free?

Pay Chart is free to download, with in-app purchases available.

### Is Sparrow Budgeting free?

Sparrow Budgeting is free to download, with in-app purchases available.

### Do Pay Chart or Sparrow Budgeting have ads?

Pay Chart shows ads; Sparrow Budgeting does not.

### Which is updated more often, Pay Chart or Sparrow Budgeting?

Pay Chart ships an update every 4 months, and Sparrow Budgeting every 5 months. Most recently, Pay Chart was updated on November 2, 2026 and Sparrow Budgeting on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*