# PENNYMAC MOBILE vs Delta Lending

The clearest difference is update cadence: PENNYMAC MOBILE at fortnightly against Delta Lending's every 2 months. PENNYMAC MOBILE also leads on iOS requirement (16.6 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PENNYMAC MOBILE ships an update fortnightly, Delta Lending every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PENNYMAC MOBILE | Delta Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (172K ratings)](https://appshunter.io/ios/app/pennymac-mobile/id1349950272/reviews)** | — |
| Number of ratings | **172K** | — |
| Positive reviews | 49.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Size | 66 MB | 103 MB |
| Requires iOS | **16.6** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [PennyMac Loan Services, LLC](https://appshunter.io/developer/789969762) | [Alameda Mortgage Corporation](https://appshunter.io/developer/1485771828) |

## What reviewers say

### PENNYMAC MOBILE

[App page](https://appshunter.io/ios/app/pennymac-mobile/id1349950272)

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

**Highlights:** Check loan balance, Track loan payments, Set up automatic payments, Download statements, Manage escrow, Payment reminders, Fingerprint authentication

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 💰 Convenient payment options
- 📱 Helpful mobile app
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- 🔑 Login issues
- 🕰️ Slow loading times
- 🤖 Unhelpful automated systems

**Reported bugs**

- App crashing when switching between loans
- Biometric login not working
- Pending payments not showing up correctly
- Issues with document viewing and downloading

**Requested features**

- Biometric login options
- Improved payment tracking and history
- Ability to set up automatic payments
- Better integration between app and website
- More detailed payment breakdowns


### Delta Lending

[App page](https://appshunter.io/ios/app/delta-lending/id6468137682)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PENNYMAC MOBILE free?

PENNYMAC MOBILE is free to download, with no in-app purchases.

### Is Delta Lending free?

Delta Lending is free to download, with no in-app purchases.

### Do PENNYMAC MOBILE or Delta Lending have ads?

Neither PENNYMAC MOBILE nor Delta Lending shows ads.

### Which is updated more often, PENNYMAC MOBILE or Delta Lending?

PENNYMAC MOBILE ships an update fortnightly, and Delta Lending every 2 months. Most recently, PENNYMAC MOBILE was updated on November 1, 2026 and Delta Lending on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*