# Up vs Thriday

The clearest difference is monetization model: Up at free with in-app purchases against Thriday's subscription. Up also leads on ads (none vs shown) and device support (3 vs 1). Thriday's advantage is review sentiment (95% vs 71%). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Up ships an update fortnightly, Thriday weekly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Up | Thriday |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (192 ratings)](https://appshunter.io/ios/app/up-simplify-money/id1350717115/reviews)** | — |
| Number of ratings | **192** | — |
| Positive reviews | 71.4% of reviews | **94.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 485 MB | 89 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Up Money](https://appshunter.io/developer/1350717114) | [Team Thrive Pty Ltd](https://appshunter.io/developer/1552878927) |

## What reviewers say

### Up

[App page](https://appshunter.io/ios/app/up-simplify-money/id1350717115)

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

**Highlights:** Budget control, Savings goals, Bill splitting, International travel tools, In-app support, Group finances

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and intuitive to use
- 💡 Helpful budgeting and saving features
- 👍 Seamless overseas transactions
- 🚀 Fast and responsive app
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Account closure issues
- 🔒 Security and verification problems
- 👎 Declining interest rates
- 👎 Overly restrictive policies
- 👎 Inconsistent and unreliable service

**Reported bugs**

- Frequent app crashes and freezes
- Issues with payment processing and transaction tracking
- Problems with account verification and access
- Inconsistent behavior with Face ID/biometrics

**Requested features**

- Ability to deposit cash
- Integration with other budgeting/investing apps
- More customization options for savers and accounts
- Improved iPad app experience
- Dark mode for the app


### Thriday

[App page](https://appshunter.io/ios/app/thriday/id1552878925)

This app provides Australian small businesses with integrated financial management tools. It offers transaction accounts, debit cards, invoicing, receipt management, bookkeeping, and accounting features to automate financial administration and save time.

**Highlights:** Business transaction account, Visa debit card, Quoting and invoicing, Receipt management, Automated bookkeeping, Real-time accounting forecasts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and intuitive
- 🚀 Time-saving automation features
- 💡 Integrated banking and accounting
- 💰 Good for sole traders and small businesses
- ✅ Streamlined invoicing and payments

**What reviewers complain about**

- 🐛 Lack of options and frustrating limitations
- 💻 App has fewer capabilities than the web version
- ⚠️ Restrictions and not ideal for complex needs
- ❓ Difficulty accessing GL accounts without upselling
- ⏳ Transfers to other personal accounts can be slow

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- App doesn't work for account creation

**Requested features**

- Ability to create rules for account allocations
- View all transactions in each account
- Instant payments
- Offer personal accounts
- Dark mode option


## Frequently asked questions

### Is Up free?

Up is free to download, with no in-app purchases.

### Is Thriday free?

Thriday is free to download, with no in-app purchases.

### Do Up or Thriday have ads?

Thriday shows ads; Up does not.

### Which is updated more often, Up or Thriday?

Up ships an update fortnightly, and Thriday weekly. Most recently, Up was updated on October 29, 2026 and Thriday on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*