# Up vs Future Super

The clearest difference is monetization model: Future Super at free against Up's free with in-app purchases. Up's advantage is review sentiment (71% vs 57%) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Up ships an update fortnightly, Future Super monthly. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Up | Future Super |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (190 ratings)](https://appshunter.io/ios/app/up-simplify-money/id1350717115/reviews)** | — |
| Number of ratings | **190** | — |
| Positive reviews | **71.5% of reviews** | 57.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 485 MB | 52 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Up Money](https://appshunter.io/developer/1350717114) | [Future Superannuation Group Pty Ltd](https://appshunter.io/developer/1374142039) |

## What reviewers say

### Up

[App page](https://appshunter.io/ios/app/up-simplify-money/id1350717115)

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

**Highlights:** Budget control, Savings goals, Bill splitting, International travel tools, In-app support, Group finances

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and intuitive to use
- 💡 Helpful budgeting and saving features
- 👍 Seamless overseas transactions
- 🚀 Fast and responsive app
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Account closure issues
- 🔒 Security and verification problems
- 👎 Declining interest rates
- 👎 Overly restrictive policies
- 👎 Inconsistent and unreliable service

**Reported bugs**

- Frequent app crashes and freezes
- Issues with payment processing and transaction tracking
- Problems with account verification and access
- Inconsistent behavior with Face ID/biometrics

**Requested features**

- Ability to deposit cash
- Integration with other budgeting/investing apps
- More customization options for savers and accounts
- Improved iPad app experience
- Dark mode for the app


### Future Super

[App page](https://appshunter.io/ios/app/future-super/id1620110464)

This finance app allows members to manage their superannuation accounts, view investment details, and track transactions. It focuses on investing for impact and excluding harmful assets, enabling users to see how their money contributes to a better future. Secure login options are available for easy access.

**Highlights:** View balance and transaction history, See investment details and impact, Access member details, Secure Face/Touch ID login, Invest for impact

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Up free?

Up is free to download, with no in-app purchases.

### Is Future Super free?

Future Super is free to download, with no in-app purchases.

### Do Up or Future Super have ads?

Neither Up nor Future Super shows ads.

### Which is updated more often, Up or Future Super?

Up ships an update fortnightly, and Future Super monthly. Most recently, Up was updated on October 19, 2026 and Future Super on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*