# CIC eLounge vs Vat Refund

The clearest difference is iOS requirement: Vat Refund at 12.4 against CIC eLounge's 16.7. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIC eLounge ships an update every 2 months, Vat Refund every 3 months. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | CIC eLounge | Vat Refund |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cic-elounge/id1351212442/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 19 MB | 16 MB |
| Requires iOS | 16.7 | **12.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank CIC (Switzerland) Ltd](https://appshunter.io/developer/615349448) | [Agenzia delle Dogane e dei Monopoli](https://appshunter.io/developer/974088328) |

## What reviewers say

### CIC eLounge

[App page](https://appshunter.io/ios/app/cic-elounge/id1351212442)

Manage your banking transactions, monitor market trends, and track investments on your smartphone or tablet. Scan QR-bills, receive eBills, and access bank statements securely. Communicate directly with your relationship manager and open new products with ease.

**Highlights:** Dashboard overview, QR-bill scanning for payments, eBill integration, Investment performance tracking, Market news and trends, Push notifications, Secure messaging with manager

**Features:** Vision Pro support

**In-app purchases:** none


### Vat Refund

[App page](https://appshunter.io/ios/app/vat-refund/id6739423105)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CIC eLounge free?

CIC eLounge is free to download, with no in-app purchases.

### Is Vat Refund free?

Vat Refund is free to download, with no in-app purchases.

### Do CIC eLounge or Vat Refund have ads?

Neither CIC eLounge nor Vat Refund shows ads.

### Which is updated more often, CIC eLounge or Vat Refund?

CIC eLounge ships an update every 2 months, and Vat Refund every 3 months. Most recently, CIC eLounge was updated on October 13, 2026 and Vat Refund on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*