# ANZ Digital Key vs Latitude App

The clearest difference is rating: Latitude App at 4.6 against ANZ Digital Key's 4.0. Latitude App also leads on update cadence (fortnightly vs every 5 months) and review sentiment (49% vs 25%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Latitude App holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Latitude App has 161 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 25% of ANZ Digital Key's written reviews are positive against 49% of Latitude App's.

ANZ Digital Key ships an update every 5 months, Latitude App fortnightly. The most recent releases landed on November 2, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | ANZ Digital Key | Latitude App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/anz-digital-key/id1352218608/reviews) | **[4.6 (161 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** |
| Number of ratings | 4 | **161** |
| Positive reviews | 25.0% of reviews | **48.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 55 MB | 200 MB |
| Requires iOS | 16.4 | **16** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ANZ Banking Group Limited](https://appshunter.io/developer/351748977) | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) |

## What reviewers say

### ANZ Digital Key

[App page](https://appshunter.io/ios/app/anz-digital-key/id1352218608)

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

**Highlights:** Biometric login (Face ID, Fingerprint ID), PIN authentication, Secure transaction approval, Faster banking access, Enhanced channel security

**In-app purchases:** none


### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure app. Track spending, view statements, make payments, and receive important notifications. Access features like adding cards to your wallet, locking your card, and setting up direct debits.

**Highlights:** Access accounts with biometrics, Add cards to digital wallets, Temporarily lock credit cards, View statements and transaction history, Track spending and set payment reminders, Receive push notifications, Manage personal details and card PIN

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


## Frequently asked questions

### Is ANZ Digital Key free?

ANZ Digital Key is free to download, with no in-app purchases.

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Which has better reviews, ANZ Digital Key or Latitude App?

Latitude App is rated higher. ANZ Digital Key averages 4.0 out of 5 from 4 ratings, while Latitude App averages 4.6 from 161 ratings.

### Do ANZ Digital Key or Latitude App have ads?

Neither ANZ Digital Key nor Latitude App shows ads.

### Which is updated more often, ANZ Digital Key or Latitude App?

ANZ Digital Key ships an update every 5 months, and Latitude App fortnightly. Most recently, ANZ Digital Key was updated on November 2, 2026 and Latitude App on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*