# ANZ Digital Key vs Macquarie Authenticator

The clearest difference is rating: ANZ Digital Key at 4.0 against Macquarie Authenticator's 3.0. ANZ Digital Key also leads on review sentiment (25% vs 15%). Macquarie Authenticator's advantage is update cadence (every 3 weeks vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ANZ Digital Key holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 25% of ANZ Digital Key's written reviews are positive against 15% of Macquarie Authenticator's.

ANZ Digital Key ships an update every 5 months, Macquarie Authenticator every 3 weeks. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | ANZ Digital Key | Macquarie Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/anz-digital-key/id1352218608/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews) |
| Number of ratings | **4** | 2 |
| Positive reviews | **25.0% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 220 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [ANZ Banking Group Limited](https://appshunter.io/developer/351748977) | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) |

## What reviewers say

### ANZ Digital Key

[App page](https://appshunter.io/ios/app/anz-digital-key/id1352218608)

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

**Highlights:** Biometric login (Face ID, Fingerprint ID), PIN authentication, Secure transaction approval, Faster banking access, Enhanced channel security

**In-app purchases:** none


### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ANZ Digital Key free?

ANZ Digital Key is free to download, with no in-app purchases.

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Which has better reviews, ANZ Digital Key or Macquarie Authenticator?

ANZ Digital Key is rated higher. ANZ Digital Key averages 4.0 out of 5 from 4 ratings, while Macquarie Authenticator averages 3.0 from 2 ratings.

### Do ANZ Digital Key or Macquarie Authenticator have ads?

Neither ANZ Digital Key nor Macquarie Authenticator shows ads.

### Which is updated more often, ANZ Digital Key or Macquarie Authenticator?

ANZ Digital Key ships an update every 5 months, and Macquarie Authenticator every 3 weeks. Most recently, ANZ Digital Key was updated on October 15, 2026 and Macquarie Authenticator on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*