# MKS MY vs UCB One

The clearest difference is review sentiment: UCB One at 30% against MKS MY's 0%. UCB One also leads on update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MKS MY ships an update every 4 months, UCB One every 5 weeks. Both last shipped on November 2, 2026.

## The numbers

| Metric | MKS MY | UCB One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (376 ratings)](https://appshunter.io/ios/app/ucb-one/id1424329574/reviews)** |
| Number of ratings | — | **376** |
| Positive reviews | 0.0% of reviews | **29.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 25 MB | 100 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [MKS (Switzerland) SA](https://appshunter.io/developer/375940943) | [United Commercial Bank Limited](https://appshunter.io/developer/910995191) |

## What reviewers say

### MKS MY

[App page](https://appshunter.io/ios/app/mks-my/id1353316273)

Track live precious metal prices and financial updates from a global market leader. Access real-time data and insights on gold and other precious metals, leveraging over 50 years of industry experience.

**Highlights:** Live precious metal prices, Financial updates, Forex tracking, Market leader insights, 50+ years of experience

**Features:** macOS Compatibility

**In-app purchases:** none


### UCB One

[App page](https://appshunter.io/ios/app/ucb-one/id1424329574)

This digital banking app allows users to open accounts, manage finances, and conduct transactions securely and conveniently. It offers features like fund transfers, bill payments, and cardless ATM withdrawals, all accessible from anywhere.

**Highlights:** Open bank accounts digitally, Manage accounts, cards, and transactions, Transfer funds to UCB and other banks, Send money to MFS wallets, Pay bills and mobile top-ups, Cardless ATM withdrawals, Personal finance tools and calculators

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues

**Reported bugs**

- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues

**Requested features**

- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features


## Frequently asked questions

### Is MKS MY free?

MKS MY is free to download, with no in-app purchases.

### Is UCB One free?

UCB One is free to download, with no in-app purchases.

### Do MKS MY or UCB One have ads?

Neither MKS MY nor UCB One shows ads.

### Which is updated more often, MKS MY or UCB One?

MKS MY ships an update every 4 months, and UCB One every 5 weeks. Most recently, MKS MY was updated on November 2, 2026 and UCB One on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*