# SPARDApay vs gutversichert

The clearest difference is update cadence: gutversichert at every 5 weeks against SPARDApay's every 3 months. gutversichert also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SPARDApay ships an update every 3 months, gutversichert every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SPARDApay | gutversichert |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Size | 80 MB | 70 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [VOLKSBANK WIEN AG](https://appshunter.io/developer/1104267769) | [Interessensgemeinschaft osterreichischer Versicherungsmakler (kurz IGV Austria)](https://appshunter.io/developer/1693582665) |

## What reviewers say

### SPARDApay

[App page](https://appshunter.io/ios/app/spardapay/id1353329509)

**Features:** Apple Wallet

**In-app purchases:** none


### gutversichert

[App page](https://appshunter.io/ios/app/gutversichert/id6466640171)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SPARDApay free?

SPARDApay is free to download, with no in-app purchases.

### Is gutversichert free?

gutversichert is free to download, with no in-app purchases.

### Do SPARDApay or gutversichert have ads?

Neither SPARDApay nor gutversichert shows ads.

### Which is updated more often, SPARDApay or gutversichert?

SPARDApay ships an update every 3 months, and gutversichert every 5 weeks. Most recently, SPARDApay was updated on November 2, 2026 and gutversichert on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*