# Chipper Cash vs PayForMe

The clearest difference is rating: PayForMe at 5.0 against Chipper Cash's 4.3. PayForMe also leads on review sentiment (82% vs 59%). Chipper Cash's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (15K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayForMe holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Chipper Cash has 15K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 59% of Chipper Cash's written reviews are positive against 82% of PayForMe's.

Chipper Cash ships an update every 2 weeks, PayForMe every 3 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Chipper Cash | PayForMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (15K ratings)](https://appshunter.io/ios/app/chipper-cash/id1353631552/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payforme/id1500428306/reviews)** |
| Number of ratings | **15K** | 2 |
| Positive reviews | 58.9% of reviews | **81.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 167 MB | 4 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Critical Ideas, Inc.](https://appshunter.io/developer/871993566) | [Jona Koenig](https://appshunter.io/developer/1764825010) |

## What reviewers say

### Chipper Cash

[App page](https://appshunter.io/ios/app/chipper-cash/id1353631552)

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

**Highlights:** Free local money transfers, Low cross-border rates, Buy discounted airtime with cashback, Instant, fee-free bill payments, Refer friends to earn cash, Send and receive money instantly

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and reliable transactions
- 💰 Cashback and bonuses
- 🔒 Secure platform
- 💳 Convenient virtual card

**What reviewers complain about**

- 🐛 Occasional app crashes
- ⏰ Delayed transaction processing
- 🔒 Verification issues
- 💸 Unexpected account locks
- 🤖 Poor customer service response

**Reported bugs**

- Login screen freezes
- Virtual card issues
- Inconsistent app performance

**Requested features**

- Improved transaction history details
- Add physical card option
- Expand to more countries
- Introduce fixed savings accounts
- Allow cryptocurrency withdrawals


### PayForMe

[App page](https://appshunter.io/ios/app/payforme/id1500428306)

Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.

**Highlights:** Track borrowed money, Manage multiple projects, View member balances, Create and update bills, Clear individual debts, Color-coded user differentiation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Chipper Cash free?

Chipper Cash is free to download, with no in-app purchases.

### Is PayForMe free?

PayForMe is free to download, with no in-app purchases.

### Which has better reviews, Chipper Cash or PayForMe?

PayForMe is rated higher. Chipper Cash averages 4.3 out of 5 from 15K ratings, while PayForMe averages 5.0 from 2 ratings.

### Do Chipper Cash or PayForMe have ads?

Neither Chipper Cash nor PayForMe shows ads.

### Which is updated more often, Chipper Cash or PayForMe?

Chipper Cash ships an update every 2 weeks, and PayForMe every 3 months. Most recently, Chipper Cash was updated on October 24, 2026 and PayForMe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*