# Woop Sicredi vs Nio Digital

The clearest difference is rating: Woop Sicredi at 4.8 against Nio Digital's 4.5. Woop Sicredi also leads on ratings volume (25 vs 2) and iOS requirement (12.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Woop Sicredi holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Woop Sicredi has 25 ratings behind it against 2, so its average is the more settled of the two.

Woop Sicredi ships an update every 3 weeks, Nio Digital monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Woop Sicredi | Nio Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (25 ratings)](https://appshunter.io/ios/app/woop-sicredi-conta-digital/id1354692978/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/nio-digital/id1634815541/reviews) |
| Number of ratings | **25** | 2 |
| Positive reviews | 17.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 173 MB | 43 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Confederacao interestadual das cooperativas ligadas ao Sicredi](https://appshunter.io/developer/551795155) | [Nio Digital](https://appshunter.io/developer/1634815543) |

## What reviewers say

### Woop Sicredi

[App page](https://appshunter.io/ios/app/woop-sicredi-conta-digital/id1354692978)

This digital account offers a comprehensive suite of financial tools, including international and virtual cards, PIX transfers, cashback, and a digital savings account. Manage payments, track expenses, and enjoy rewards, all within a secure and convenient mobile platform.

**Highlights:** Digital account, International and virtual cards, PIX transfers, Cashback rewards, Digital savings, Financial manager, Mobile payments

**Features:** Apple Wallet

**In-app purchases:** none


### Nio Digital

[App page](https://appshunter.io/ios/app/nio-digital/id1634815541)

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

**Highlights:** Secured credit card, No annual fees, Reduced interest rates, Exclusive for affiliated users, Available for negative credit, Mastercard Surpreenda benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Woop Sicredi free?

Woop Sicredi is free to download, with no in-app purchases.

### Is Nio Digital free?

Nio Digital is free to download, with no in-app purchases.

### Which has better reviews, Woop Sicredi or Nio Digital?

Woop Sicredi is rated higher. Woop Sicredi averages 4.8 out of 5 from 25 ratings, while Nio Digital averages 4.5 from 2 ratings.

### Do Woop Sicredi or Nio Digital have ads?

Neither Woop Sicredi nor Nio Digital shows ads.

### Which is updated more often, Woop Sicredi or Nio Digital?

Woop Sicredi ships an update every 3 weeks, and Nio Digital monthly. Most recently, Woop Sicredi was updated on November 6, 2026 and Nio Digital on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*