# Raya Financing vs Budget App | Expense Tracker

The clearest difference is review sentiment: Budget App | Expense Tracker at 100% against Raya Financing's 0%. Budget App | Expense Tracker also leads on rating (4.7 vs 1.9). Raya Financing's advantage is in-app purchases (none vs 7) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.

Both are free to download. Budget App | Expense Tracker sells 7 in-app purchases, starting at $0.99 per month. Raya Financing asks for nothing beyond the download.

Budget App | Expense Tracker holds the better App Store score, 4.7 against 1.9. Both are backed by a comparable volume of ratings — 9 and 11 respectively. Written reviews point the same way: 0% of Raya Financing's written reviews are positive against 100% of Budget App | Expense Tracker's.

Raya Financing ships an update every 10 days, Budget App | Expense Tracker fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Raya Financing | Budget App | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (9 ratings)](https://appshunter.io/ios/app/raya-financing/id1354842048/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778/reviews)** |
| Number of ratings | 9 | **11** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 55 MB | 31 MB |
| Requires iOS | **8.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Raya Financing](https://appshunter.io/developer/1354842047) | [KAPTAZ SpA](https://appshunter.io/developer/1643604821) |

## What reviewers say

### Raya Financing

[App page](https://appshunter.io/ios/app/raya-financing/id1354842048)

This company offers Sharia-compliant financing for new and used cars. They provide personalized services to clients throughout the lease term, starting with vehicle selection.

**Highlights:** Sharia-compliant financing, New car financing, Used car financing, Personalized client services, Lease tenure support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budget App | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778)

Manage your finances with ease. Track expenses, income, budgets, and payments. Get reminders for bills and subscriptions, and analyze your spending habits with advanced statistics. Supports multiple currencies and iCloud sync.

**Highlights:** Expense and income tracking, Customizable budgets, Payment and subscription reminders, Advanced spending statistics, Multi-currency support, iCloud synchronization, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic monthly | $0.99 | per month |
| Premium monthly | $2.99 | per month |
| Premium weekly | $4.99 | per 7 days |
| Premium yearly | $5.99 | per year |
| Premium monthly | $6.99 | per month |
| Premium yearly | $34.99 | per year |
| Exclusive annual access | $99.99 | per year |


## Frequently asked questions

### Is Raya Financing free?

Raya Financing is free to download, with no in-app purchases.

### Is Budget App | Expense Tracker free?

Budget App | Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Raya Financing or Budget App | Expense Tracker?

Budget App | Expense Tracker is rated higher. Raya Financing averages 1.9 out of 5 from 9 ratings, while Budget App | Expense Tracker averages 4.7 from 11 ratings.

### Do Raya Financing or Budget App | Expense Tracker have ads?

Budget App | Expense Tracker shows ads; Raya Financing does not.

### Which is updated more often, Raya Financing or Budget App | Expense Tracker?

Raya Financing ships an update every 10 days, and Budget App | Expense Tracker fortnightly. Most recently, Raya Financing was updated on October 25, 2026 and Budget App | Expense Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*