# HALmBank MultiPay vs Budget Tracker

The clearest difference is in-app purchases: HALmBank MultiPay at none against Budget Tracker's 3. HALmBank MultiPay also leads on iOS requirement (10.0 vs 15.0). Budget Tracker's advantage is update cadence (every 5 weeks vs every 8 months). On price, ads and device support there is nothing between them.

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $1.49 per month. HALmBank MultiPay asks for nothing beyond the download.

HALmBank MultiPay ships an update every 8 months, Budget Tracker every 5 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | HALmBank MultiPay | Budget Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budget-tracker-money-manager/id6463956077/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 5 weeks** |
| Monetization | — | Freemium |
| Size | 130 MB | 150 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HALCOM AD BEOGRAD](https://appshunter.io/developer/1457971068) | [Planning Technologies LLC](https://appshunter.io/developer/1618240887) |

## What reviewers say

### HALmBank MultiPay

[App page](https://appshunter.io/ios/app/halmbank-multipay/id1356565597)

**In-app purchases:** none


### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-money-manager/id6463956077)

Effortlessly control your finances with this intuitive app. Track income and expenses, plan budgets, monitor financial goals, and make informed decisions. It offers currency support, robust security, and data backup for peace of mind.

**Highlights:** Real-time expense and income tracking, Multi-currency support, Password-protected app locking, Secure data encryption and storage, Data backup and restore functionality, Financial goal monitoring

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for a Month | $1.49 | per month |
| Full Access for a Year | $11.99 | per year |
| Full Access Forever | $24.99 | one-time |


## Frequently asked questions

### Is HALmBank MultiPay free?

HALmBank MultiPay is free to download, with no in-app purchases.

### Is Budget Tracker free?

Budget Tracker is free to download, with in-app purchases available.

### Do HALmBank MultiPay or Budget Tracker have ads?

Neither HALmBank MultiPay nor Budget Tracker shows ads.

### Which is updated more often, HALmBank MultiPay or Budget Tracker?

HALmBank MultiPay ships an update every 8 months, and Budget Tracker every 5 weeks. Most recently, HALmBank MultiPay was updated on October 26, 2026 and Budget Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*