# HALmBank MultiPay vs OTP Leasing

The clearest difference is update cadence: OTP Leasing at every 3 months against HALmBank MultiPay's every 8 months. HALmBank MultiPay's advantage is iOS requirement (10.0 vs 12.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HALmBank MultiPay ships an update every 8 months, OTP Leasing every 3 months. The most recent releases landed on October 3, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | HALmBank MultiPay | OTP Leasing |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 months** |
| Size | 130 MB | 97 MB |
| Requires iOS | **10.0** | 12.2 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [HALCOM AD BEOGRAD](https://appshunter.io/developer/1457971068) | [SKB LEASING D.O.O.](https://appshunter.io/developer/1781841952) |

## What reviewers say

### HALmBank MultiPay

[App page](https://appshunter.io/ios/app/halmbank-multipay/id1356565597)

**In-app purchases:** none


### OTP Leasing

[App page](https://appshunter.io/ios/app/otp-leasing/id6738684154)

**In-app purchases:** none


## Frequently asked questions

### Is HALmBank MultiPay free?

HALmBank MultiPay is free to download, with no in-app purchases.

### Is OTP Leasing free?

OTP Leasing is free to download, with no in-app purchases.

### Do HALmBank MultiPay or OTP Leasing have ads?

Neither HALmBank MultiPay nor OTP Leasing shows ads.

### Which is updated more often, HALmBank MultiPay or OTP Leasing?

HALmBank MultiPay ships an update every 8 months, and OTP Leasing every 3 months. Most recently, HALmBank MultiPay was updated on October 3, 2026 and OTP Leasing on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*