# Raris vs Payoma

The clearest difference is device support: Raris at 3 against Payoma's 1. Raris also leads on iOS requirement (14.1 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raris ships an update every 3 months, Payoma every 6 weeks. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Raris | Payoma |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/raris/id1356565946/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 258 MB | 58 MB |
| Requires iOS | **14.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [ACCOMPLISH FINANCIAL LIMITED](https://appshunter.io/developer/1344817427) | [Payoma Limited](https://appshunter.io/developer/1587704767) |

## What reviewers say

### Raris

[App page](https://appshunter.io/ios/app/raris/id1356565946)

Manage your exclusive precious metal payment account and access a dedicated concierge service. This app allows Raris members to view transactions, manage security, and use a virtual card for online purchases, all with zero FX markup and transaction fees.

**Highlights:** Manage payment account online, View balance and transaction history, Use virtual card for online purchases, Access 24/7 concierge service, Zero FX markup and transaction fees, Security settings management

**Features:** macOS Compatibility

**In-app purchases:** none


### Payoma

[App page](https://appshunter.io/ios/app/payoma/id1587704433)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Raris free?

Raris is free to download, with no in-app purchases.

### Is Payoma free?

Payoma is free to download, with no in-app purchases.

### Do Raris or Payoma have ads?

Neither Raris nor Payoma shows ads.

### Which is updated more often, Raris or Payoma?

Raris ships an update every 3 months, and Payoma every 6 weeks. Most recently, Raris was updated on October 5, 2026 and Payoma on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*