# FoneMoney vs CROSS

The clearest difference is rating: CROSS at 4.9 against FoneMoney's 4.3. CROSS also leads on update cadence (every 2 weeks vs every 6 weeks) and ratings volume (113 vs 9). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CROSS holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: CROSS has 113 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 89% of FoneMoney's written reviews are positive against 99% of CROSS's.

FoneMoney ships an update every 6 weeks, CROSS every 2 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | FoneMoney | CROSS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (9 ratings)](https://appshunter.io/ios/app/fonemoney/id1356877172/reviews) | **[4.9 (113 ratings)](https://appshunter.io/ios/app/cross-global-remittance/id1444989949/reviews)** |
| Number of ratings | 9 | **113** |
| Positive reviews | 88.9% of reviews | **99.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 67 MB | 180 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [FoneMoney Co., Ltd.](https://appshunter.io/developer/1356877171) | [CROSS ENF INC.](https://appshunter.io/developer/1444989948) |

## What reviewers say

### FoneMoney

[App page](https://appshunter.io/ios/app/fonemoney/id1356877172)

Send money internationally with ease and competitive rates. Track your transfers in real-time and choose from various payout options like bank deposit, wallet transfer, or cash pickup. This service is designed for migrants and those sending funds to loved ones abroad.

**Highlights:** Real-time money transfers, Competitive fees and rates, Intuitive platform, Real-time transfer tracking, Multiple transfer modes (bank, wallet, cash pickup)

**In-app purchases:** none


### CROSS

[App page](https://appshunter.io/ios/app/cross-global-remittance/id1444989949)

This financial app helps foreigners in Korea manage their money. It offers international remittances, domestic transfers, offline payments, and public transportation access via a prepaid card. Enjoy competitive exchange rates, low fees, and multilingual customer support.

**Highlights:** International Remittance, Domestic Transfers, Offline Payments, Public Transportation Card, Prepaid Wallet Card, Competitive Exchange Rates, Multilingual Support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast remittance speed
- 👍 Easy to use interface
- 💰 Competitive exchange rates
- 🆓 Free or low fees
- 🎁 Points and promotions

**What reviewers complain about**

- 🐛 Initial screen issue
- 🐌 Slow notification delivery
- ⚠️ Point expiration confusion

**Reported bugs**

- Initial screen requires extra step to close country selection
- Occasional slow notification delivery
- Point expiration date confusion

**Requested features**

- Improve initial screen flow for country selection
- Faster cancellation and re-deposit for failed transfers
- More clarity on point expiration dates


## Frequently asked questions

### Is FoneMoney free?

FoneMoney is free to download, with no in-app purchases.

### Is CROSS free?

CROSS is free to download, with no in-app purchases.

### Which has better reviews, FoneMoney or CROSS?

CROSS is rated higher. FoneMoney averages 4.3 out of 5 from 9 ratings, while CROSS averages 4.9 from 113 ratings.

### Do FoneMoney or CROSS have ads?

Neither FoneMoney nor CROSS shows ads.

### Which is updated more often, FoneMoney or CROSS?

FoneMoney ships an update every 6 weeks, and CROSS every 2 weeks. Most recently, FoneMoney was updated on November 2, 2026 and CROSS on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*