# 聪明投资者 vs 基金从业资格证

The clearest difference is update cadence: 聪明投资者 at monthly against 基金从业资格证's every 5 months. 基金从业资格证's advantage is iOS requirement (9.0 vs 11.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 聪明投资者 sells 9 one-off in-app purchases and 基金从业资格证 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

聪明投资者 ships an update monthly, 基金从业资格证 every 5 months. The most recent releases landed on October 19, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | 聪明投资者 | 基金从业资格证 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/id1357511468/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Size | 48 MB | 8 MB |
| Requires iOS | 11.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海梵潇网络科技有限公司](https://appshunter.io/developer/1357511467) | [磊 陈](https://appshunter.io/developer/1535417260) |

## What reviewers say

### 聪明投资者

[App page](https://appshunter.io/ios/app/id1357511468)

**Features:** macOS Compatibility

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 18聪明值 | $2.99 | one-time |
| 50聪明值 | $7.99 | one-time |
| 98聪明值 | $14.99 | one-time |
| 价值月卡 | $14.99 | one-time |
| 198聪明值 | $29.99 | one-time |
| 698聪明值 | $109.99 | one-time |
| 价值年卡 | $109.99 | one-time |
| 价值年卡普通版 | $119.99 | one-time |
| 1198聪明值 | $179.99 | one-time |


### 基金从业资格证

[App page](https://appshunter.io/ios/app/2026/id1570093231)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月卡套餐 | $8.99 | one-time |
| 年卡套餐 | $9.99 | one-time |
| 三年卡套餐 | $14.99 | one-time |


## Frequently asked questions

### Is 聪明投资者 free?

聪明投资者 is free to download, with in-app purchases available.

### Is 基金从业资格证 free?

基金从业资格证 is free to download, with in-app purchases available.

### Do 聪明投资者 or 基金从业资格证 have ads?

Neither 聪明投资者 nor 基金从业资格证 shows ads.

### Which is updated more often, 聪明投资者 or 基金从业资格证?

聪明投资者 ships an update monthly, and 基金从业资格证 every 5 months. Most recently, 聪明投资者 was updated on October 19, 2026 and 基金从业资格证 on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*