# Synchrony Bank vs LadderKeep

The clearest difference is in-app purchases: Synchrony Bank at none against LadderKeep's 1. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. LadderKeep sells 1 one-off in-app purchase. Synchrony Bank asks for nothing beyond the download.

## The numbers

| Metric | Synchrony Bank | LadderKeep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (37K ratings)](https://appshunter.io/ios/app/synchrony-bank/id1357695194/reviews)** | — |
| Number of ratings | **37K** | — |
| Positive reviews | 54.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | — |
| Monetization | Free | — |
| Size | 116 MB | 4 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [Christian Pedersen](https://appshunter.io/developer/1883227582) |

## What reviewers say

### Synchrony Bank

[App page](https://appshunter.io/ios/app/synchrony-bank/id1357695194)

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

**Highlights:** Open new accounts, Track account activity, Mobile check deposit, Account balance widgets, Live customer service chat, Link external accounts, Renew CD accounts

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Intuitive navigation
- 💰 Competitive interest rates
- 🔒 Secure banking experience
- 📱 Convenient mobile access

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow load times
- 🔒 Authentication issues
- 💳 Restricted account features
- 📤 Delayed transaction updates

**Reported bugs**

- Widget functionality broken
- Inconsistent login experience
- Delayed fund availability
- Unreliable check deposit feature

**Requested features**

- Recurring transfer options
- Improved transaction history
- Biometric login support
- Seamless multi-account management
- Customizable account nicknames


### LadderKeep

[App page](https://appshunter.io/ios/app/ladderkeep/id6775503583)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LadderKeep Lifetime | $4.99 | one-time |


## Frequently asked questions

### Is Synchrony Bank free?

Synchrony Bank is free to download, with no in-app purchases.

### Is LadderKeep free?

LadderKeep is free to download, with in-app purchases available.

### Do Synchrony Bank or LadderKeep have ads?

Both Synchrony Bank and LadderKeep show ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*