# M vs Splitkaro

The clearest difference is in-app purchases: M at none against Splitkaro's 10. M also leads on device support (3 vs 1) and iOS requirement (11.0 vs 16.0). Splitkaro's advantage is update cadence (every 6 weeks vs every 3 months). On price there is nothing between them.

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month. M asks for nothing beyond the download.

M ships an update every 3 months, Splitkaro every 6 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | M | Splitkaro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (62 ratings)](https://appshunter.io/ios/app/splitkaro-split-expenses/id1573115695/reviews)** |
| Number of ratings | — | **62** |
| Positive reviews | — | 78.5% of reviews |
| In-app purchases | **No** | Yes |
| Ads | — | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | — | Freemium |
| Size | 8 MB | 82 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [XtremSoft Technologies Private Limited](https://appshunter.io/developer/827669564) | [Splitkaro Private Limited](https://appshunter.io/developer/1573115697) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-step/id1358222634)

**Features:** macOS Compatibility

**In-app purchases:** none


### Splitkaro

[App page](https://appshunter.io/ios/app/splitkaro-split-expenses/id1573115695)

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

**Highlights:** Intelligent payment reminders, One-tap bill import from popular services, Item-wise bill splitting, Auto expense tracking via SMS, Group chat and money sharing, Graphs, charts, and analytics, Import balances from other apps

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.00 | per month |
| Monthly Subscription | $4.00 | per month |
| Splitkaro Subscription | $0.99 | one-time |
| Trail Plan | $1.00 | one-time |
| Monthly Plan | $4.00 | one-time |
| Quarterly Plan | $5.00 | one-time |
| Yearly Plan | $12.00 | one-time |
| Yearly Plan Onboard | $12.00 | one-time |
| Yearly Plan Day1 | $12.00 | one-time |
| Annual Premium Plan | $15.00 | one-time |


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Splitkaro free?

Splitkaro is free to download, with in-app purchases available.

### Which is updated more often, M or Splitkaro?

M ships an update every 3 months, and Splitkaro every 6 weeks. Most recently, M was updated on October 26, 2026 and Splitkaro on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*