# National Life Group vs SpendChart

The clearest difference is in-app purchases: National Life Group at none against SpendChart's 1. SpendChart's advantage is update cadence (every 10 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendChart sells 1 in-app purchase, starting at $1.99 per month. National Life Group asks for nothing beyond the download.

National Life Group ships an update monthly, SpendChart every 10 days. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | National Life Group | SpendChart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (624 ratings)](https://appshunter.io/ios/app/national-life-group/id1358518929/reviews)** | — |
| Number of ratings | **624** | — |
| Positive reviews | 80.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | — |
| Size | 226 MB | 12 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [National Life Group](https://appshunter.io/developer/964515749) | [OpenMedia USA LLC](https://appshunter.io/developer/1887436449) |

## What reviewers say

### National Life Group

[App page](https://appshunter.io/ios/app/national-life-group/id1358518929)

Securely access and manage your life insurance and annuity policies from your mobile device. View policy details, make payments, set up autopay, and track transactions. Stay connected with agent contact information and receive important alerts.

**Highlights:** Access policies in one place, View coverage and values, Make premium and loan payments, Set up autopay, View transaction history, Access agent contact info, Sign up for alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate and use
- 👍 User friendly and convenient
- 👍 Straightforward and transparent
- 👍 Helpful and informative
- 👍 Provides great visibility into policies

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues and errors
- 🐛 Slow performance
- 🐛 Outdated or incompatible with updates
- 🔍 Limited functionality for policy changes

**Reported bugs**

- App crashes when trying to view documents
- Login screen not working after updates
- Unable to complete transactions due to errors

**Requested features**

- Allow early bill payments
- Provide more policy details within the app
- Improve app stability and performance
- Enhance login and authentication experience


### SpendChart

[App page](https://appshunter.io/ios/app/spendchart/id6811725010)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendChart Plus | $1.99 | per month |


## Frequently asked questions

### Is National Life Group free?

National Life Group is free to download, with no in-app purchases.

### Is SpendChart free?

SpendChart is free to download, with in-app purchases available.

### Do National Life Group or SpendChart have ads?

Neither National Life Group nor SpendChart shows ads.

### Which is updated more often, National Life Group or SpendChart?

National Life Group ships an update monthly, and SpendChart every 10 days. Most recently, National Life Group was updated on November 11, 2026 and SpendChart on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*