Comparison

Ready vs Simple

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ready

Manage your finances with a crypto-linked card. Spend digital assets like cash globally with no fees, earn cashback rewards, and grow your wealth through in-app investments and token swaps. Securely manage your Bitcoin and Ethereum holdings.

Highlights
  • Spend crypto like cash globally with no fees
  • Earn up to 3% cashback on spending
  • Invest in Bitcoin and Ethereum
  • Swap tokens instantly
  • Bulletproof security since 2017
  • Freeze card and hide balance instantly
Features
Read full description

Your community. Your Money. Ready connects fans directly to the communities they love through everyday spending. Every purchase earns points, and points unlock access that money alone can't buy. How it works Get set up: Pick your community and join in minutes. Spend & support: Spend the way you already do, on groceries, coffee, or anything. A share of what you spend goes directly back to support your community. Level up with rewards: Earn points on every purchase and redeem them for legendary perks, from rare merch drops and VIP event access to meeting your favorite players and creators. Exclusive Fan Perks Earn Status: Every purchase earns points that move you up the community leaderboard. Complete challenges, unlock new tiers, and access rewards reserved for the most dedicated fans. Get Inside Access: Unlock private community channels, early announcements, behind-the-scenes content, and exclusive sessions with players and creators. Financial Experience Access Dollars: Save or spend digital dollars with ease. Pay for games, subscriptions, travel, and everyday purchases with fast, seamless transactions and transparent foreign exchange fees. Security: Built for everyday spending, backed by trusted financial infrastructure since 2017. Built for fans Ready is built around belonging, so the spending you're already doing on the teams you love can now mean more. Earn points on every purchase and redeem them on community-specific perks. Download Ready, pick your community, and turn your everyday spend into something that actually supports what you love.

About

Simple

A digital wallet designed for freelancers and remote workers to manage digital income. It offers fast, secure global fund transfers with no fees, currency swaps, and portfolio tracking. The app prioritizes user privacy and provides smart security features without complex recovery phrases.

Highlights
  • Global fund transfers with zero fees
  • Transfer to friends via phone number
  • Currency swap and portfolio tracking
  • Manage multiple digital assets
  • Smart security and privacy controls
  • Virtual card for everyday spending (coming soon)
Features
Read full description

Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.

Screenshots

Ready4 screens
Simple4 screens

Verdict

The call

Ready and Simple both sit at 4.5 stars, but that hides the real split: 92% of Simple's written reviews are positive against 56% of Ready's. Simple also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). Ready's advantage is ratings volume (2.3K vs 38). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Ready against 4.4 for Simple. That said, the two scores are not equally well evidenced: Ready has 2.3K ratings behind it against 38, so its average is the more settled of the two. Written reviews are what separate them: 56% of Ready's written reviews are positive against 92% of Simple's.

UpkeepUpdate frequency

Ready ships an update every 2 weeks, Simple weekly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Ready versus Simple: the parameters behind the verdict, then further details
ParameterReadySimple
PriceFreeFree
Rating4.5 (2.3K ratings) — better4.4 (38 ratings)
Positive reviews55.5% of reviews92.2% of reviews — better
Number of ratings2.3K — better38
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.6 — better
Further details — not scored
Size147 MB227 MB
Age rating4+4+
DeveloperArgent labs limitedSimple Europe UAB

Customer experience

Ready

All ratings2,311 ratings
Positive87.3%
Neutral2.6%
Negative10.1%
Written reviews461 reviews
Positive55.5%
Neutral2.8%
Negative41.6%

Simple

All ratings39 ratings
Positive84.6%
Neutral2.6%
Negative12.8%
Written reviews166 reviews
Positive92.2%
Neutral1.8%
Negative6.0%

User reviews

Ready

From 2.3K App Store ratings

What we love

  • 🚀 Fast and smooth
  • 🔒 Secure wallet with guardian feature
  • 👍 Easy to use and intuitive interface
  • 💡 Great for DeFi and crypto investing
  • 👍 Seamless on-ramp process

Room to improve

  • 💰 Extremely high gas fees and transaction costs
  • 🐛 Buggy and unreliable at times
  • 🔒 Lack of control over private keys
  • 🔒 Concerns about not being truly decentralized
  • 🔍 Limited functionality compared to other wallets

Simple

From 38 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Fast and efficient
  • 💡 Innovative features
  • 🔒 Secure platform
  • ⭐ Excellent user experience

Room to improve

  • 🐛 Occasional crashes or bugs
  • 🔒 Restricted availability in certain regions
  • ⚠️ Unresponsive customer support

Bugs and requests

Ready

Reported bugs

4 issues
  • Wallet activation and recovery issues
  • Connectivity problems with DApps and exchanges
  • Transactions failing or getting stuck
  • Wallet balance not updating correctly

Requested features

5 requests
  • Add support for Bitcoin and other cryptocurrencies
  • Improve portfolio tracking and analytics
  • Allow users to set custom gas prices
  • Provide better insight into DeFi risks and leverage
  • Implement iPad support

Simple

Reported bugs

3 issues
  • Login screen freezes
  • Compatibility issues with older devices
  • Delayed transaction processing

Requested features

3 requests
  • Expand availability to more countries
  • Improve customer support responsiveness
  • Add advanced analytics and reporting

In-app purchases

None

Ready

No in-app purchases

None

Simple

No in-app purchases

Questions

Is Ready free?
Ready is free to download, with no in-app purchases.
Is Simple free?
Simple is free to download, with no in-app purchases.
Which has better reviews, Ready or Simple?
Ready is rated higher. Ready averages 4.5 out of 5 from 2.3K ratings, while Simple averages 4.4 from 38 ratings.
Do Ready or Simple have ads?
Neither Ready nor Simple shows ads.
Which is updated more often, Ready or Simple?
Ready ships an update every 2 weeks, and Simple weekly. Most recently, Ready was updated on November 6, 2026 and Simple on November 7, 2026.

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