# FC Mortgage vs True Calculator

The clearest difference is in-app purchases: FC Mortgage at none against True Calculator's 2. FC Mortgage also leads on iOS requirement (13.0 vs 15.0). True Calculator's advantage is update cadence (every 6 weeks vs every 46 months). On price, ads and device support there is nothing between them.

Both are free to download. True Calculator sells 2 in-app purchases, starting at $12.99 per month. FC Mortgage asks for nothing beyond the download.

FC Mortgage ships an update every 46 months, True Calculator every 6 weeks. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | FC Mortgage | True Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/true-calculator/id6767256383/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 46 months | **Every 6 weeks** |
| Monetization | — | Freemium |
| Size | 3 MB | 9 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Financial Concepts Mortgage LLC](https://appshunter.io/developer/1358859969) | [Close4Life](https://appshunter.io/developer/1777292794) |

## What reviewers say

### FC Mortgage

[App page](https://appshunter.io/ios/app/fc-mortgage/id1358859970)

**Features:** macOS Compatibility

**In-app purchases:** none


### True Calculator

[App page](https://appshunter.io/ios/app/true-calculator/id6767256383)

This app provides professional financial analysis tools for commercial real estate investors. It offers features for deal analysis, cash flow projections, property comparisons, and generating offering memorandums. Users can choose from free basic tools to advanced subscription tiers with AI-powered content generation.

**Highlights:** Professional financial calculator, Cash flow projections, Side-by-side property comparison, Offering Memorandum builder, AI-powered content generation, Cloud sync across devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $12.99 | per month |
| Professional Monthly | $29.99 | per month |


## Frequently asked questions

### Is FC Mortgage free?

FC Mortgage is free to download, with no in-app purchases.

### Is True Calculator free?

True Calculator is free to download, with in-app purchases available.

### Do FC Mortgage or True Calculator have ads?

Neither FC Mortgage nor True Calculator shows ads.

### Which is updated more often, FC Mortgage or True Calculator?

FC Mortgage ships an update every 46 months, and True Calculator every 6 weeks. Most recently, FC Mortgage was updated on November 2, 2026 and True Calculator on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*