# Nusapay vs M

The clearest difference is update cadence: Nusapay at every 2 weeks against M's every 3 months. Nusapay also leads on review sentiment (62% vs 33%) and iOS requirement (12.1 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nusapay ships an update every 2 weeks, M every 3 months. The most recent releases landed on June 10, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Nusapay | M |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **61.5% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 99 MB | 66 MB |
| Requires iOS | **12.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nusapay Solusi Indonesia, PT](https://appshunter.io/developer/1361029768) | [PT. E2Pay Global Utama](https://appshunter.io/developer/1436288938) |

## What reviewers say

### Nusapay

[App page](https://appshunter.io/ios/app/nusapay/id1361029769)

This application allows users to purchase mobile credit with a variety of rewards and attractive promotions. Sign up and create your account to start enjoying these benefits.

**Highlights:** Purchase mobile credit, Earn rewards, Access promotions, Easy account creation

**Features:** macOS Compatibility

**In-app purchases:** none


### M

[App page](https://appshunter.io/ios/app/m-bayar/id1436288939)

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

**Highlights:** Cashless transactions, Mobile credit and electricity token purchases, Bill payments, Fund transfers to M-Bayar and bank accounts, QRIS payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nusapay free?

Nusapay is free to download, with no in-app purchases.

### Is M free?

M is free to download, with no in-app purchases.

### Do Nusapay or M have ads?

Neither Nusapay nor M shows ads.

### Which is updated more often, Nusapay or M?

Nusapay ships an update every 2 weeks, and M every 3 months. Most recently, Nusapay was updated on June 10, 2026 and M on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*