# DigiSilk vs Finja

The clearest difference is rating: Finja at 2.3 against DigiSilk's 1.0. DigiSilk's advantage is update cadence (every 10 days vs every 3 weeks) and iOS requirement (9.1 vs 13.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finja holds the better App Store score, 2.3 against 1.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

DigiSilk ships an update every 10 days, Finja every 3 weeks. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | DigiSilk | Finja |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (4 ratings)](https://appshunter.io/ios/app/digisilk/id1361565957/reviews) | **[2.3 (3 ratings)](https://appshunter.io/ios/app/finja/id1498761778/reviews)** |
| Number of ratings | **4** | 3 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 42 MB | 58 MB |
| Requires iOS | **9.1** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Silkbank Limited](https://appshunter.io/developer/1006273210) | [OPay Digital Services Pte.Ltd.](https://appshunter.io/developer/1699757184) |

## What reviewers say

### DigiSilk

[App page](https://appshunter.io/ios/app/digisilk/id1361565957)

Open a digital bank account in minutes with instant onboarding and a Visa debit card. Manage your finances with features like sending and receiving funds, bill payments, and purchasing e-vouchers and e-tickets.

**Highlights:** Instant account opening, Visa debit card issuance, Send/receive funds via IBFT, QR bill and merchant payments, e-Voucher and gift card purchase, e-Ticket booking

**Features:** macOS Compatibility

**In-app purchases:** none


### Finja

[App page](https://appshunter.io/ios/app/finja/id1498761778)

A comprehensive digital wallet and financial solution for individuals, merchants, and small businesses. It facilitates payments, offers credit lines, and provides tools for managing employee work chores and HR tasks.

**Highlights:** Apply for FINJA Card with credit line, Receive salaries and apply for instant loans, Make payments and QR code transactions, Pay utility bills and recharge networks, Manage employee leaves, attendance, and expenses, Secure login with PIN and biometrics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DigiSilk free?

DigiSilk is free to download, with no in-app purchases.

### Is Finja free?

Finja is free to download, with no in-app purchases.

### Which has better reviews, DigiSilk or Finja?

Finja is rated higher. DigiSilk averages 1.0 out of 5 from 4 ratings, while Finja averages 2.3 from 3 ratings.

### Do DigiSilk or Finja have ads?

Neither DigiSilk nor Finja shows ads.

### Which is updated more often, DigiSilk or Finja?

DigiSilk ships an update every 10 days, and Finja every 3 weeks. Most recently, DigiSilk was updated on October 6, 2026 and Finja on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*