# Paga vs Flutterwave

The clearest difference is rating: Flutterwave at 4.5 against Paga's 4.1. Flutterwave also leads on monetization model (free vs free with in-app purchases). Paga's advantage is review sentiment (57% vs 35%) and update cadence (fortnightly vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flutterwave holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 1.4K and 866 respectively. Written reviews complicate that: 57% of Paga's written reviews are positive against 35% of Flutterwave's, so the app with the better star average is not the one people write more warmly about.

Paga ships an update fortnightly, Flutterwave every 6 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Paga | Flutterwave |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (1.4K ratings)](https://appshunter.io/ios/app/paga-send-pay-and-bank/id1362357426/reviews) | **[4.5 (866 ratings)](https://appshunter.io/ios/app/flutterwave/id1534897339/reviews)** |
| Number of ratings | **1.4K** | 866 |
| Positive reviews | **57.5% of reviews** | 35.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 193 MB | 43 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Paga Group LTD (UK)](https://appshunter.io/developer/1744127996) | [Flutterwave Inc.](https://appshunter.io/developer/1192995167) |

## What reviewers say

### Paga

[App page](https://appshunter.io/ios/app/paga-send-pay-and-bank/id1362357426)

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

**Highlights:** Open and manage US and Nigerian bank accounts, Send, pay, and receive across currencies, Physical and virtual Visa debit cards, Link to external financial apps, Global money transfers with competitive rates, Seamless PayPal integration for Nigerians

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💳 Seamless transactions
- 🔒 Secure platform

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow transaction processing
- 💰 High service charges
- 🔒 Account restrictions and verification issues

**Reported bugs**

- Login issues
- Deduction of funds without transactions
- Inability to access account after updates
- Delayed or failed transactions

**Requested features**

- Improved customer support
- Faster fund transfer and withdrawal
- Virtual card options
- Loyalty/reward program


### Flutterwave

[App page](https://appshunter.io/ios/app/flutterwave/id1534897339)

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

**Highlights:** Mobile POS functionality, Accept card payments, Multiple payment methods, Create online stores, Order management, Transaction overview, Customer details retrieval

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤍 Solid app
- 🤍 Simplifies payments
- 🤍 Reliable
- 🤍 Affordable and simple payment platform
- 🤍 Great user experience

**What reviewers complain about**

- 🐛 App not opening/functioning
- 🐛 Unable to sign in/create account
- 🐛 Pending transactions issues
- 🐛 Restricted accounts
- 🐛 Poor customer service

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Verification issues with account details

**Requested features**

- Card payment option
- Dark mode
- Advanced analytics dashboard


## Frequently asked questions

### Is Paga free?

Paga is free to download, with no in-app purchases.

### Is Flutterwave free?

Flutterwave is free to download, with no in-app purchases.

### Which has better reviews, Paga or Flutterwave?

Flutterwave is rated higher. Paga averages 4.1 out of 5 from 1.4K ratings, while Flutterwave averages 4.5 from 866 ratings.

### Do Paga or Flutterwave have ads?

Neither Paga nor Flutterwave shows ads.

### Which is updated more often, Paga or Flutterwave?

Paga ships an update fortnightly, and Flutterwave every 6 weeks. Most recently, Paga was updated on October 26, 2026 and Flutterwave on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*