# 웰컴디지털뱅크(웰컴저축은행) vs 파인(PINE)

The clearest difference is rating: 파인(PINE) at 4.8 against 웰컴디지털뱅크(웰컴저축은행)'s 3.2. 웰컴디지털뱅크(웰컴저축은행)'s advantage is review sentiment (76% vs 50%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

파인(PINE) holds the better App Store score, 4.8 against 3.2. Both are backed by a comparable volume of ratings — 9 and 4 respectively. Written reviews complicate that: 76% of 웰컴디지털뱅크(웰컴저축은행)'s written reviews are positive against 50% of 파인(PINE)'s, so the app with the better star average is not the one people write more warmly about.

웰컴디지털뱅크(웰컴저축은행) ships an update monthly, 파인(PINE) every 3 weeks. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | 웰컴디지털뱅크(웰컴저축은행) | 파인(PINE) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (9 ratings)](https://appshunter.io/ios/app/id1362484999/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/pine/id1559691452/reviews)** |
| Number of ratings | **9** | 4 |
| Positive reviews | **76.4% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 191 MB | 89 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Welcome Savings Bank Co., Ltd.](https://appshunter.io/developer/1053387038) | [한화자산운용(주)](https://appshunter.io/developer/1539368188) |

## What reviewers say

### 웰컴디지털뱅크(웰컴저축은행)

[App page](https://appshunter.io/ios/app/id1362484999)

This digital banking app offers AI-powered financial assistance, comprehensive asset and debt management, and a loan comparison service. It allows for easy, non-face-to-face account opening and provides various benefits and convenient financial services for everyday life.

**Highlights:** AI 금융 비서 for easy transactions, Comprehensive asset and debt management, Loan comparison service for better rates, 24/7 non-face-to-face account opening, Health and reward-based benefits (Well-being Walking, Lotto), Convenient bill payments and international remittances, Government e-document wallet and IPO information

**Features:** Vision Pro support

**In-app purchases:** none


### 파인(PINE)

[App page](https://appshunter.io/ios/app/pine/id1559691452)

This app simplifies investing by offering carefully selected funds managed by experts. Enjoy low fees, easy small-amount investments, and direct communication with fund managers. Access concise financial content to make informed decisions.

**Highlights:** Expert-selected funds, Industry-low sales fees, Small-amount investing from 1,000 KRW, 5-second investment via linked accounts, Direct communication with fund managers, Concise financial content

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 웰컴디지털뱅크(웰컴저축은행) free?

웰컴디지털뱅크(웰컴저축은행) is free to download, with no in-app purchases.

### Is 파인(PINE) free?

파인(PINE) is free to download, with no in-app purchases.

### Which has better reviews, 웰컴디지털뱅크(웰컴저축은행) or 파인(PINE)?

파인(PINE) is rated higher. 웰컴디지털뱅크(웰컴저축은행) averages 3.2 out of 5 from 9 ratings, while 파인(PINE) averages 4.8 from 4 ratings.

### Do 웰컴디지털뱅크(웰컴저축은행) or 파인(PINE) have ads?

Neither 웰컴디지털뱅크(웰컴저축은행) nor 파인(PINE) shows ads.

### Which is updated more often, 웰컴디지털뱅크(웰컴저축은행) or 파인(PINE)?

웰컴디지털뱅크(웰컴저축은행) ships an update monthly, and 파인(PINE) every 3 weeks. Most recently, 웰컴디지털뱅크(웰컴저축은행) was updated on October 26, 2026 and 파인(PINE) on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*