# FNINC vs STBB Direct

The clearest difference is update cadence: FNINC at every 3 weeks against STBB Direct's every 3 months. STBB Direct's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNINC ships an update every 3 weeks, STBB Direct every 3 months. The most recent releases landed on September 8, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | FNINC | STBB Direct |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | — | Free |
| Size | 13 MB | 55 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Faurie Nell Inc](https://appshunter.io/developer/1062545419) | [STBB](https://appshunter.io/developer/1441526374) |

## What reviewers say

### FNINC

[App page](https://appshunter.io/ios/app/fninc/id1362758416)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### STBB Direct

[App page](https://appshunter.io/ios/app/stbb-direct/id1441526375)

This free finance app helps users calculate property sale and purchase costs, including transfer and bond fees, agent commissions, and capital gains tax. It also allows real estate agents to track deal progress, receive milestone notifications, and access deal details and documents on their mobile devices.

**Highlights:** Property cost calculations, Transfer and bond cost calculator, Bond repayment calculator, Agent commission calculator, Capital Gains Tax calculator, Deal progress tracking for agents, Milestone notifications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FNINC free?

FNINC is free to download, with no in-app purchases.

### Is STBB Direct free?

STBB Direct is free to download, with no in-app purchases.

### Do FNINC or STBB Direct have ads?

Neither FNINC nor STBB Direct shows ads.

### Which is updated more often, FNINC or STBB Direct?

FNINC ships an update every 3 weeks, and STBB Direct every 3 months. Most recently, FNINC was updated on September 8, 2026 and STBB Direct on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*