# Beem vs Mobile Pay

The clearest difference is review sentiment: Beem at 58% against Mobile Pay's 19%. Beem also leads on ratings volume (154 vs 1). Mobile Pay's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobile Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Beem has 154 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 58% of Beem's written reviews are positive against 19% of Mobile Pay's, so the app with the better star average is not the one people write more warmly about.

Beem ships an update every 2 months, Mobile Pay monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Beem | Mobile Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (154 ratings)](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mobile-pay/id1447322394/reviews)** |
| Number of ratings | **154** | 1 |
| Positive reviews | **57.6% of reviews** | 19.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 98 MB | 34 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beem It](https://appshunter.io/developer/1363864738) | [Edge Loyalty Systems Pty Ltd](https://appshunter.io/developer/842358905) |

## What reviewers say

### Beem

[App page](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739)

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

**Highlights:** Send and request money, Split bills with contacts, Earn cashback rewards, Store loyalty cards, Integrated BPAY for bills, Send digital gift cards

**Features:** Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 💳 Convenient for splitting bills and expenses
- 🤝 Great for friend groups and co-living
- 💰 No bank fees for transfers
- 🤖 Simple and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Overly strict verification process
- 🔄 Repeated security checks for payments
- 💳 Issues with adding and verifying cards
- 🤔 Unclear expense splitting calculations

**Reported bugs**

- App not loading or freezing after updates
- Payments not showing up or getting lost
- Inability to remove or change linked cards
- Account verification issues and lockouts
- Loyalty card feature not functioning properly

**Requested features**

- Add search function to find past transactions
- Allow admins to close payment groups
- Integrate receipt/bill upload for expenses
- Provide option to change payment split ratios
- Add support for international users and cards


### Mobile Pay

[App page](https://appshunter.io/ios/app/mobile-pay/id1447322394)

Instantly access and manage your digital pre-paid Mastercard. Securely add your card to your mobile wallet for easy in-store and online payments. View transaction history and card details within the app.

**Highlights:** Instant digital Mastercard access, Add card to mobile wallet, Tap and Go in-store payments, Online payment details retrieval, View transaction history, Access card expiry and CVC

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Beem free?

Beem is free to download, with no in-app purchases.

### Is Mobile Pay free?

Mobile Pay is free to download, with no in-app purchases.

### Which has better reviews, Beem or Mobile Pay?

Mobile Pay is rated higher. Beem averages 4.7 out of 5 from 154 ratings, while Mobile Pay averages 5.0 from 1 ratings.

### Do Beem or Mobile Pay have ads?

Neither Beem nor Mobile Pay shows ads.

### Which is updated more often, Beem or Mobile Pay?

Beem ships an update every 2 months, and Mobile Pay monthly. Most recently, Beem was updated on October 25, 2026 and Mobile Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*