# Beem vs ZAAP

The clearest difference is review sentiment: Beem at 58% against ZAAP's 7%. Beem also leads on rating (4.7 vs 3.7) and ratings volume (154 vs 3). ZAAP's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (10.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beem holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Beem has 154 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 58% of Beem's written reviews are positive against 7% of ZAAP's.

Beem ships an update every 2 months, ZAAP every 6 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Beem | ZAAP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (154 ratings)](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/zaap/id1450220887/reviews) |
| Number of ratings | **154** | 3 |
| Positive reviews | **57.6% of reviews** | 7.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 98 MB | 37 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beem It](https://appshunter.io/developer/1363864738) | [Corporate Prepaid Cards Pty Ltd](https://appshunter.io/developer/1773875024) |

## What reviewers say

### Beem

[App page](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739)

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

**Highlights:** Send and request money, Split bills with contacts, Earn cashback rewards, Store loyalty cards, Integrated BPAY for bills, Send digital gift cards

**Features:** Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 💳 Convenient for splitting bills and expenses
- 🤝 Great for friend groups and co-living
- 💰 No bank fees for transfers
- 🤖 Simple and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Overly strict verification process
- 🔄 Repeated security checks for payments
- 💳 Issues with adding and verifying cards
- 🤔 Unclear expense splitting calculations

**Reported bugs**

- App not loading or freezing after updates
- Payments not showing up or getting lost
- Inability to remove or change linked cards
- Account verification issues and lockouts
- Loyalty card feature not functioning properly

**Requested features**

- Add search function to find past transactions
- Allow admins to close payment groups
- Integrate receipt/bill upload for expenses
- Provide option to change payment split ratios
- Add support for international users and cards


### ZAAP

[App page](https://appshunter.io/ios/app/zaap/id1450220887)

This app facilitates a digital approach to children's pocket money, offering parents a secure and convenient way to manage their child's finances. It allows for instant money transfers, spending tracking, and teaches valuable money management skills.

**Highlights:** Instant money transfers, Spending tracking, Financial responsibility education, Secure payment card/wearable, Customizable card design, No debt possible

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Beem free?

Beem is free to download, with no in-app purchases.

### Is ZAAP free?

ZAAP is free to download, with no in-app purchases.

### Which has better reviews, Beem or ZAAP?

Beem is rated higher. Beem averages 4.7 out of 5 from 154 ratings, while ZAAP averages 3.7 from 3 ratings.

### Do Beem or ZAAP have ads?

Neither Beem nor ZAAP shows ads.

### Which is updated more often, Beem or ZAAP?

Beem ships an update every 2 months, and ZAAP every 6 weeks. Most recently, Beem was updated on October 29, 2026 and ZAAP on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*