# Beem vs Dosh

The clearest difference is rating: Beem at 4.7 against Dosh's 3.7. Beem also leads on ratings volume (152 vs 3). Dosh's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beem holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Beem has 152 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 58% of Beem's written reviews are positive against 64% of Dosh's, so the app with the better star average is not the one people write more warmly about.

Beem ships an update every 2 months, Dosh every 6 weeks. The most recent releases landed on September 28, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Beem | Dosh |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (152 ratings)](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/dosh/id1551072628/reviews) |
| Number of ratings | **152** | 3 |
| Positive reviews | 57.6% of reviews | **63.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 98 MB | 116 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Beem It](https://appshunter.io/developer/1363864738) | [MCA Investments Limited](https://appshunter.io/developer/1551072630) |

## What reviewers say

### Beem

[App page](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739)

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

**Highlights:** Send and request money, Split bills with contacts, Earn cashback rewards, Store loyalty cards, Integrated BPAY for bills, Send digital gift cards

**Features:** Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 💳 Convenient for splitting bills and expenses
- 🤝 Great for friend groups and co-living
- 💰 No bank fees for transfers
- 🤖 Simple and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Overly strict verification process
- 🔄 Repeated security checks for payments
- 💳 Issues with adding and verifying cards
- 🤔 Unclear expense splitting calculations

**Reported bugs**

- App not loading or freezing after updates
- Payments not showing up or getting lost
- Inability to remove or change linked cards
- Account verification issues and lockouts
- Loyalty card feature not functioning properly

**Requested features**

- Add search function to find past transactions
- Allow admins to close payment groups
- Integrate receipt/bill upload for expenses
- Provide option to change payment split ratios
- Add support for international users and cards


### Dosh

[App page](https://appshunter.io/ios/app/dosh/id1551072628)

Manage your money with this app that simplifies spending, saving, and borrowing. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. Set savings goals and earn competitive interest rates.

**Highlights:** Earn Phone Dollars on spending, Home loans with Phone Dollar bonus, Digital home loan application, Earn interest on savings, Set and track savings goals, Card spending notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes

**What reviewers complain about**

- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app

**Reported bugs**

- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking

**Requested features**

- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option


## Frequently asked questions

### Is Beem free?

Beem is free to download, with no in-app purchases.

### Is Dosh free?

Dosh is free to download, with no in-app purchases.

### Which has better reviews, Beem or Dosh?

Beem is rated higher. Beem averages 4.7 out of 5 from 152 ratings, while Dosh averages 3.7 from 3 ratings.

### Do Beem or Dosh have ads?

Neither Beem nor Dosh shows ads.

### Which is updated more often, Beem or Dosh?

Beem ships an update every 2 months, and Dosh every 6 weeks. Most recently, Beem was updated on September 28, 2026 and Dosh on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*