# Beem vs Future Super

The clearest difference is monetization model: Future Super at free against Beem's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beem ships an update every 2 months, Future Super monthly. The most recent releases landed on September 23, 2026 and August 10, 2026 respectively.

## The numbers

| Metric | Beem | Future Super |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (152 ratings)](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739/reviews)** | — |
| Number of ratings | **152** | — |
| Positive reviews | **57.6% of reviews** | 57.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 98 MB | 52 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Beem It](https://appshunter.io/developer/1363864738) | [Future Superannuation Group Pty Ltd](https://appshunter.io/developer/1374142039) |

## What reviewers say

### Beem

[App page](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739)

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

**Highlights:** Send and request money, Split bills with contacts, Earn cashback rewards, Store loyalty cards, Integrated BPAY for bills, Send digital gift cards

**Features:** Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 💳 Convenient for splitting bills and expenses
- 🤝 Great for friend groups and co-living
- 💰 No bank fees for transfers
- 🤖 Simple and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Overly strict verification process
- 🔄 Repeated security checks for payments
- 💳 Issues with adding and verifying cards
- 🤔 Unclear expense splitting calculations

**Reported bugs**

- App not loading or freezing after updates
- Payments not showing up or getting lost
- Inability to remove or change linked cards
- Account verification issues and lockouts
- Loyalty card feature not functioning properly

**Requested features**

- Add search function to find past transactions
- Allow admins to close payment groups
- Integrate receipt/bill upload for expenses
- Provide option to change payment split ratios
- Add support for international users and cards


### Future Super

[App page](https://appshunter.io/ios/app/future-super/id1620110464)

This finance app allows members to manage their superannuation accounts, view investment details, and track transactions. It focuses on investing for impact and excluding harmful assets, enabling users to see how their money contributes to a better future. Secure login options are available for easy access.

**Highlights:** View balance and transaction history, See investment details and impact, Access member details, Secure Face/Touch ID login, Invest for impact

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Beem free?

Beem is free to download, with no in-app purchases.

### Is Future Super free?

Future Super is free to download, with no in-app purchases.

### Do Beem or Future Super have ads?

Neither Beem nor Future Super shows ads.

### Which is updated more often, Beem or Future Super?

Beem ships an update every 2 months, and Future Super monthly. Most recently, Beem was updated on September 23, 2026 and Future Super on August 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*