# Beem vs On The Monee

The clearest difference is monetization model: On The Monee at free against Beem's free with in-app purchases. On The Monee also leads on review sentiment (71% vs 58%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beem ships an update every 2 months, On The Monee monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Beem | On The Monee |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (154 ratings)](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739/reviews)** | — |
| Number of ratings | **154** | — |
| Positive reviews | 57.6% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 98 MB | 124 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beem It](https://appshunter.io/developer/1363864738) | [Valorem Pty Ltd](https://appshunter.io/developer/1692474421) |

## What reviewers say

### Beem

[App page](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739)

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

**Highlights:** Send and request money, Split bills with contacts, Earn cashback rewards, Store loyalty cards, Integrated BPAY for bills, Send digital gift cards

**Features:** Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 💳 Convenient for splitting bills and expenses
- 🤝 Great for friend groups and co-living
- 💰 No bank fees for transfers
- 🤖 Simple and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Overly strict verification process
- 🔄 Repeated security checks for payments
- 💳 Issues with adding and verifying cards
- 🤔 Unclear expense splitting calculations

**Reported bugs**

- App not loading or freezing after updates
- Payments not showing up or getting lost
- Inability to remove or change linked cards
- Account verification issues and lockouts
- Loyalty card feature not functioning properly

**Requested features**

- Add search function to find past transactions
- Allow admins to close payment groups
- Integrate receipt/bill upload for expenses
- Provide option to change payment split ratios
- Add support for international users and cards


### On The Monee

[App page](https://appshunter.io/ios/app/on-the-monee/id6450246744)

This digital tipping solution allows casual workers to receive and spend tips instantly via a digital card. Employers can pay employees electronically and securely. Users also gain access to over 4500 retailer discounts.

**Highlights:** Instant tip payments, Digital wallet, Retailer discounts, Secure electronic payments, Employee payment solution

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Beem free?

Beem is free to download, with no in-app purchases.

### Is On The Monee free?

On The Monee is free to download, with no in-app purchases.

### Do Beem or On The Monee have ads?

Neither Beem nor On The Monee shows ads.

### Which is updated more often, Beem or On The Monee?

Beem ships an update every 2 months, and On The Monee monthly. Most recently, Beem was updated on October 29, 2026 and On The Monee on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*