# Beem vs FundFlow

The clearest difference is in-app purchases: Beem at none against FundFlow's 1. FundFlow's advantage is update cadence (weekly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. FundFlow sells 1 in-app purchase, starting at $6.00 per month. Beem asks for nothing beyond the download.

Beem ships an update every 2 months, FundFlow weekly. The most recent releases landed on September 28, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Beem | FundFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (152 ratings)](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739/reviews)** | — |
| Number of ratings | **152** | — |
| Positive reviews | 57.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 98 MB | 81 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beem It](https://appshunter.io/developer/1363864738) | [FUNDFLOW GROUP PTY LTD](https://appshunter.io/developer/1875689793) |

## What reviewers say

### Beem

[App page](https://appshunter.io/ios/app/beem-digital-wallet/id1363864739)

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

**Highlights:** Send and request money, Split bills with contacts, Earn cashback rewards, Store loyalty cards, Integrated BPAY for bills, Send digital gift cards

**Features:** Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 💳 Convenient for splitting bills and expenses
- 🤝 Great for friend groups and co-living
- 💰 No bank fees for transfers
- 🤖 Simple and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Overly strict verification process
- 🔄 Repeated security checks for payments
- 💳 Issues with adding and verifying cards
- 🤔 Unclear expense splitting calculations

**Reported bugs**

- App not loading or freezing after updates
- Payments not showing up or getting lost
- Inability to remove or change linked cards
- Account verification issues and lockouts
- Loyalty card feature not functioning properly

**Requested features**

- Add search function to find past transactions
- Allow admins to close payment groups
- Integrate receipt/bill upload for expenses
- Provide option to change payment split ratios
- Add support for international users and cards


### FundFlow

[App page](https://appshunter.io/ios/app/fundflow-spending-tracker/id6758909977)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $6.00 | per month |


## Frequently asked questions

### Is Beem free?

Beem is free to download, with no in-app purchases.

### Is FundFlow free?

FundFlow is free to download, with in-app purchases available.

### Do Beem or FundFlow have ads?

Neither Beem nor FundFlow shows ads.

### Which is updated more often, Beem or FundFlow?

Beem ships an update every 2 months, and FundFlow weekly. Most recently, Beem was updated on September 28, 2026 and FundFlow on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*